4830 SW 123RD ROAD, WEBSTER, FL, 33597
Active8 days on marketListed Jul 28, 2026MLS #W7888056
About this home
4830 SW 123RD ROAD
This home is ready for a new owner to make it their own. This 3/1 located on .81 acres is a nice traditional ranch-style home with a modest country cottage influence. It backs up to Lake Placid with plenty of room to spread out. There is a carport with an attached workshop. The back of the home has a ramp that is ideal for those that have challenging mobility issues. This home needs work and is not move in ready but it is priced to go quickly. The HVAC works, the well pump works, it just needs some TLC. Bring your tools and save money on this home with a ton of potential.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,590
Sqft
0.81 ac
Lot size
1970
Year built
One
Levels
$85
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−62.9%
$/sqft vs Webster actives
$85 vs $220
Days on market
8 vs 52 typical
Where $85/sqft sits among the 53 Webster actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Webster
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Webster. See the full Webster guide →
WEBSTER 33597 — neighborhood snapshot
Population
9,424
Median age
42.7
Median income
$61,563
Median home value
$214,500
Avg household
2.64
Households w/ children
919
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Webster market
$240K → $280K
Webster median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
28 of 53
Webster actives have cut their price
Median sold price, Webster, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the WEBSTER 33597 median. See the full Webster market guide →
Paper trail
This home's history
Reality check
What actually sold near 4830 SW 123RD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$415,000
9342 WHEYSTONE DRIVE
3 bd · 2 ba · 1,683 sqft · $247/sqft · 78 DOM
Sold · Jul ’26$150,000
4547 SW 128TH PLACE
4 bd · 2.5 ba · 1,400 sqft · $107/sqft · 208 DOM
Sold · Nov ’25$412,000
35031 SHALE STREET
3 bd · 2 ba · 1,340 sqft · $307/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4830 SW 123RD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4830 SW 123RD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4830 SW 123RD ROAD FAQs
What would the monthly payment be for 4830 SW 123RD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,111/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4830 SW 123RD ROAD?+
The most recent tax bill on record (2025) was $1,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4830 SW 123RD ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Webster?+
At $135,000, this home is listed about 51% below the Webster median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4830 SW 123RD ROAD?+
Webster Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$135,000 runs 80% above the WEBSTER 33597 median — but at 1,590 sqft it's also 20% larger than the typical Webster listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Webster Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BAM REALTY ADVISORS INC · Dennis Rosa. MLS #W7888056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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