133 N MCGOWAN, CRYSTAL RIVER, FL, 34429
Active6 days on marketListed Jul 18, 2026MLS #W7887784
About this home
133 N MCGOWAN
This beautiful 3 bed, 2 bath, 2 car-garage screened-in pool home in Crystal River is absolutely a must see! NO HOA! New roof and NO CARPET! Over 2000 sf of Florida living on almost an acre of landscaped property! Pool has solar panels just for heating that were recently inspected. Lush fenced backyard with sprinkler system (sprinklers front and back yards) and a wood deck and arbor. Great room with cathedral ceilings, fireplace, and Open Floor Plan. Sliders look out onto the pool area. Master bedroom has a sitting room or exercise area, tray ceiling, walk-in closet with en suite bath with garden tub, separate shower and dual sinks. Updated guest bath with new shower. New LVP flooring in bedrooms. New A/C 2023 with transferable warranty. All insulation replaced in 2025 with thermal acoustical pest control insulation with a full warranty! Centrally located East of US 19 in Crystal River near all the restaurants, shopping, the springs and boat ramp with easy access to the Suncoast Parkway for quick trips to Tampa, etc.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,116
Sqft
0.88 ac
Lot size
2
Garage
2002
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs Crystal River actives
$201 vs $215
Days on market
6 vs 65 typical
Where $201/sqft sits among the 144 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
75 of 144
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 133 N MCGOWAN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$298,500
7315 W GOLF CLUB STREET · same community
3 bd · 2 ba · 1,940 sqft · $154/sqft · 101 DOM
Sold · Apr ’26$430,000
6090 W WOODSIDE CIRCLE
3 bd · 2 ba · 2,151 sqft · $200/sqft · 9 DOM
Sold · Nov ’25$330,000
7420 W GOLF CLUB STREET
3 bd · 3.5 ba · 2,196 sqft · $150/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 133 N MCGOWAN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 133 N MCGOWAN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
133 N MCGOWAN FAQs
What would the monthly payment be for 133 N MCGOWAN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 133 N MCGOWAN?+
The most recent tax bill on record (2025) was $1,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 133 N MCGOWAN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $425,000, this home is listed about 32% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 133 N MCGOWAN?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 64% above the CRYSTAL RIVER 34429 median — but at 2,116 sqft it's also 34% larger than the typical Crystal River listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Crystal River market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BIG BEND HOME & LAND LLC · Nancy Zubler-Turner. MLS #W7887784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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