Eric Chery
$274,900$279,9002 bd2 ba1,295 sqft$212 /sqft$2,168 /mo all-in ↓

8296 GALLUP ROAD, SPRING HILL, FL, 34608

Active14 days on marketListed Jul 9, 2026MLS #W7887446

Priced 14% below the SPRING HILL 34608 medianReduced $5KSingle Family ResidenceSPRING HILL

About this home

8296 GALLUP ROAD

Virtually Staged. Looking for a home where the big repairs are already behind you? This 2 bedroom, 2 bath home with a 2-car garage offers exactly that, with a new roof, new HVAC, and new drainfield all completed in 2022, done and complete, so you can move in with peace of mind. Inside, tile runs throughout the home with no carpet in sight. The living and dining room combo flows naturally into the kitchen, which overlooks a breakfast nook framed by picture windows that fill the space with natural light. The primary suite continues that light, bright feel, complete with an ensuite bath featuring dual sinks, a garden tub/shower combo, and a walk-in closet. On the opposite side of the home, a generously sized guest suite adjoins its own full bathroom with a shower, giving guests or family members privacy and space of their own. Practical touches round out the home, with laundry located in the garage and a side door leading directly out to the fully fenced backyard, complete with a shed for extra storage. Enjoy what Florida has to offer with your own private enclosed patio overlooking your backyard! Set on a corner lot with mature oaks, the property has a park-like feel and an ideal orientation that makes the outdoor space just as inviting as the inside.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,295

Sqft

0.35 ac

Lot size

2

Garage

1981

Year built

One

Levels

$212

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ExteriorSidewalk · Storage

Community & fees

Taxes (2025)$3,217/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,618
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$268
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,622Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,622
Interest rate6.00%
Loan term

Estimated payment

$2,168/mo

Principal & interest$1,618
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$268
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$224KedgeAI estimate $242,177 · range $233K$253K$286K

vs edgeAI estimate

+13.5%

$/sqft vs SPRING HILL

$212 vs $198

Days on market

14 vs 29 typical

Where $212/sqft sits among the 270 homes for sale in SPRING HILL

47
64
70
47 · this home
19
23
$153–173$173–192$192–212$212–232$232–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 8296 GALLUP ROAD

Drive times from this address

Tampa Int’l Airport (TPA)64 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

135 of 270

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $274,900 $5K
Jul 9, 2026Listed at $279,900 · 14 days on market since
1981Built · SPRING HILL

Reality check

What actually sold near 8296 GALLUP ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10290 BANNOCK STREETSold · Mar ’26

$240,000

10290 BANNOCK STREET · same community

2 bd · 2 ba · 1,264 sqft · $190/sqft · 4 DOM

1183 FARLEY AVENUESold · Dec ’25

$245,000

1183 FARLEY AVENUE · same community

2 bd · 2 ba · 1,336 sqft · $183/sqft · 27 DOM

12200 NORVELL ROADSold · Mar ’26

$265,000

12200 NORVELL ROAD · same community

4 bd · 2 ba · 1,378 sqft · $192/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8296 GALLUP ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8296 GALLUP ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

8296 GALLUP ROAD FAQs

What would the monthly payment be for 8296 GALLUP ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8296 GALLUP ROAD?+

The most recent tax bill on record (2025) was $3,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8296 GALLUP ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $274,900, this home is listed about 20% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8296 GALLUP ROAD?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SPRING HILL 34608 market on paper

$274,900 is 14% below the SPRING HILL 34608 median of $318,495.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $279,900, now $274,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of MODERN DAY REALTY GROUP · Tabetha Sibley-Tyner, PA. MLS #W7887446.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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