Eric Chery
$440,000$450,0002 bd2 ba1,802 sqft$244 /sqft$3,348 /mo all-in ↓

13520 ALLYN DRIVE, HUDSON, FL, 34667

Active88 days on marketListed Apr 27, 2026MLS #W7885019

Reduced $10KWaterfrontSingle Family ResidenceSEA RANCH ON GULF

About this home

13520 ALLYN DRIVE

Easy GULF ACCESS with AMAZING WATERVIEWS from this 2 BEDROOM, 2 BATH WELL MAINTAINED BRICK FRONT HOME located in the desired SEA RANCH on the GULF SUBDIVISION. Before entering into this BEAUTIFUL HOME, you will walk through a PRIVATE PAVED PATIO which is the perfect place to relax and enjoy your morning coffee. Once inside you will find a BRIGHT and SPACIOUS FLOOR PLAN featuring 1802sqft of living space. There is a LARGE LIVING AREA, a GREAT ROOM with a WOOD BURNING BRICK FIREPLACE, a DINING AREA and KITCHEN with all NEW APPLIANCES. Each room has its own special view of the WATERFRONT. The PRIMARY BEDROOM has FRENCH DOORS that lead to an additional BEDROOM or an extension of the PRIMARY BEDROOM with access to the BEAUTIFUL BACKYARD. There are many NEW features which include VINYL FLOORING THROUGHOUT, SHEETROCK, PAINT, ELECTRIC OUTLETS and PANEL, INTERIOR and EXTERIOR DOORS and most WINDOWS. UPDATES include METAL ROOF 2017, TPO ROOF 2022, BOAT LIFT 2022, COMPOSITE FLOATING DOCK 2019, HURRICANE SHUTTERS 2023, AC 2022 and 2024. Outback your will find a LARGE CONCRETE PATIO (partially covered with lighting), 60ft of CONCRETE SEAWALL with WATER/ELECTRIC and SHOWER, a 10ft by 16ft COMPOSITE FLOATING DOCK and a 10,000lb BOAT LIFT. All your local restaurants like Inn on the Gulf, Sam's Beach Bar and Get Hooked are a 5-minute drive. Sun west Park is a local tourist waterfront attraction that is nearby as well. The Bayonet Point Hospital, many local supermarkets and the Port Hudson Marina are all located right here in Hudson, Florida. The Tampa Bay Airport, Tampa Bay, Clearwater Beach, Homosassa Springs, Tarpon Springs, Pine Island, Honeymoon Island and Weeki Wachee are all under an hour away. Fish & crab off your own dock or take a kayak, jet ski or boat ride (passing Manatees and Dolphins along the way) to the GULF OF AMERICA where the fish are plentiful, the fun is never-ending and the sunsets are always awesome!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,802

Sqft

0.14 ac

Lot size

1

Garage

1973

Year built

One

Levels

$244

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ExteriorAwning(s) · Hurricane Shutters · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$4,834/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,348 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$403
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,348/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$403
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$263KedgeAI estimate $287,429 · range $274K$331K$458K

vs edgeAI estimate

+53.1%

$/sqft vs SEA RANCH ON GULF

$244 vs $301

Days on market

88 vs 42 typical

Where $244/sqft sits among the 29 homes for sale in SEA RANCH ON GULF

3 · this home
9
6
2
3
6
$211–246$246–281$281–316$316–351$351–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Ranch On The Gulf

Map of 13520 ALLYN DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)54 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Ranch On The Gulf — neighborhood snapshot

Population

995

Median age

60

Median income

$69,375

Median home value

$267,400

Avg household

2

Households w/ children

10%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

13 of 29

SEA RANCH ON GULF have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $440,000 $10K
Apr 27, 2026Listed at $450,000 · 88 days on market since
1973Built · SEA RANCH ON GULF

Reality check

What actually sold near 13520 ALLYN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13610 EVELANE DRIVESold · Sep ’25

$305,000

13610 EVELANE DRIVE · same community

3 bd · 2 ba · 1,824 sqft · $167/sqft · 272 DOM

13541 STACEY DRIVESold · Jun ’26

$435,000

13541 STACEY DRIVE · same community

4 bd · 2 ba · 1,736 sqft · $251/sqft · 63 DOM

6013 BEVERLY DRIVESold · May ’26

$349,000

6013 BEVERLY DRIVE · same community

3 bd · 3 ba · 1,877 sqft · $186/sqft · 217 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13520 ALLYN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13520 ALLYN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13520 ALLYN DRIVE FAQs

What would the monthly payment be for 13520 ALLYN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13520 ALLYN DRIVE?+

The most recent tax bill on record (2025) was $4,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $440,000, this home is listed about 33% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13520 ALLYN DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$440,000 runs 57% above the HUDSON 34667 median — but at 1,802 sqft it's also 18% larger than the typical Hudson listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

88 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $440,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of FLORIDA LUXURY REALTY INC · Dennis Divisconte. MLS #W7885019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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