Eric Chery
$124,900$134,9002 bd2 ba960 sqft$130 /sqft$1,122 /mo all-in ↓

12019 CARTWRIGHT DRIVE, HUDSON, FL, 34667

Active101 days on marketListed Apr 14, 2026MLS #W7884804

Priced 56% below the HUDSON 34667 medianReduced $10KMobile HomePONDEROSA PARK

About this home

12019 CARTWRIGHT DRIVE

OWNER FINANCING AVAILABLE AND PREFERRED! Welcome to this beautifully updated 2 bedroom, 2 bathroom home in the popular Ponderosa Park community in Hudson. This home has been completely remodeled and is truly move-in ready, with a clean, modern feel throughout. Inside, you’ll find a spacious living room filled with natural light that flows into the dining area and updated kitchen. The kitchen features newer cabinetry, countertops, and stainless steel appliances, making it both functional and stylish. Both bedrooms are located side by side and offer comfortable space, with the primary bedroom featuring a large walk-in closet and its own private bath. The second bathroom has also been tastefully updated. Outside, there’s a covered carport and easy-to-maintain landscaping, so you can spend more time enjoying the Florida lifestyle and less time on upkeep. Ponderosa Park offers great amenities including a community pool, recreation center, and shuffleboard courts, perfect for staying active and social. The location is also a big plus—just a short drive to Bayport, where you can enjoy the park, boat ramp, fishing, and beautiful Gulf views. You’re also close to shopping, dining, and everyday conveniences.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.12 ac

Lot size

1971

Year built

One

Levels

$130

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$21/mo
Taxes (2025)$1,801/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,122 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$735
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$150
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,372
Interest rate6.00%
Loan term

Estimated payment

$1,122/mo

Principal & interest$735
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$150
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PONDEROSA PARK

$130 vs $128

Days on market

101 vs 42 typical

Where $130/sqft sits among the 9 homes for sale in PONDEROSA PARK

1
0
4
1 · this home
1
2
$88–102$102–116$116–129$129–143$143–157$157+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Map of 12019 CARTWRIGHT DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34667 — neighborhood snapshot

Population

30,674

Median age

60.3

Median income

$51,106

Median home value

$214,200

Avg household

1.98

Households w/ children

2,095

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

6 of 9

PONDEROSA PARK have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $124,900 $10K
Apr 14, 2026Listed at $134,900 · 101 days on market since
1971Built · PONDEROSA PARK

Reality check

What actually sold near 12019 CARTWRIGHT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12117 PAWNEE DRIVESold · Aug ’25

$145,000

12117 PAWNEE DRIVE · same community

2 bd · 2 ba · 960 sqft · $151/sqft · 60 DOM

12110 BONANZA DRIVESold · Apr ’26

$90,000

12110 BONANZA DRIVE · same community

2 bd · 2 ba · 962 sqft · $94/sqft · 70 DOM

7300 STILLWATER DRIVESold · Jul ’26

$142,000

7300 STILLWATER DRIVE · same community

2 bd · 2 ba · 1,040 sqft · $137/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12019 CARTWRIGHT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12019 CARTWRIGHT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

12019 CARTWRIGHT DRIVE FAQs

What would the monthly payment be for 12019 CARTWRIGHT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,122/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12019 CARTWRIGHT DRIVE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12019 CARTWRIGHT DRIVE?+

The most recent tax bill on record (2025) was $1,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12019 CARTWRIGHT DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $124,900, this home is listed about 62% below the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12019 CARTWRIGHT DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HUDSON 34667 market on paper

$124,900 is 56% below the HUDSON 34667 median of $284,900, and at $130/sqft it sits under the Hudson average of $230.

02Time on market is leverage

101 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $134,900, now $124,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of FIND YOUR PARADISE · Dylan McLeod. MLS #W7884804.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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