Eric Chery
$629,0004 bd3 ba2,426 sqft$259 /sqft$4,245 /mo all-in ↓

1616 KINSMERE DRIVE, TRINITY, FL, 34655

Active98 days on marketListed Apr 14, 2026MLS #W7884771

Private poolSingle Family ResidenceTRINITY OAKS INCREMENT M NORTH

About this home

1616 KINSMERE DRIVE

Musty See! New Roof to be installed ( buyer can pick the color) This beautifully updated 4-bedroom, 3-bathroom pool home, complete with a study and a 3-car garage, is a true gem. Step inside to find high ceilings, custom wood cabinetry with soft-close drawers and doors, and a bright, open kitchen perfect for entertaining. The kitchen overlooks the pool and family room, creating an inviting space for gatherings. The split floor plan is ideal for large families or in-laws, offering privacy and comfort. Enjoy the serene views from the saltwater pool and spa, which back up to a conservation lot. The primary bedroom provides direct access to the pool and includes a private den/office or theatre room. The ensuite bathroom feels like a spa retreat, featuring separate his and her vanities, a deep soaking tub, and a separate shower. Located in a great school district and close to Tampa and Florida’s sunny beaches, this home offers the best of both comfort and convenience. A/C and Hot Water Heater are within 2-3 years.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,426

Sqft

0.22 ac

Lot size

3

Garage

1992

Year built

One

Levels

$259

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$28/mo
Taxes (2025)$5,127/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,245 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$427
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,900
Interest rate6.00%
Loan term

Estimated payment

$4,245/mo

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property taxes (actual bill)$427
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $629K
$533KedgeAI estimate $607,320 · range $555K$643K$669K

vs edgeAI estimate

+3.6%

$/sqft vs Trinity actives

$259 vs $225

Days on market

98 vs 42 typical

Where $259/sqft sits among the 47 Trinity actives

8
10
11
11 · this home
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trinity Oaks

Map of 1616 KINSMERE DRIVE inside its neighborhood boundary

Get to know Trinity. See the full Trinity guide →

Trinity Oaks — neighborhood snapshot

Population

1,754

Median age

46

Median income

$130,161

Median home value

$403,337

Avg household

3

Households w/ children

190

For the school run

Pasco County School District

ElementaryTrinity Oaks Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

22 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

Apr 14, 2026Listed at $629,000 · 98 days on market since
1992Built · TRINITY OAKS INCREMENT M NORTH

Reality check

What actually sold near 1616 KINSMERE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1716 PERCHERON DRIVESold · Apr ’26

$438,000

1716 PERCHERON DRIVE · same community

3 bd · 2 ba · 1,926 sqft · $227/sqft · 58 DOM

1105 ARLINBROOK DRIVESold · Apr ’26

$624,000

1105 ARLINBROOK DRIVE

4 bd · 3 ba · 2,419 sqft · $258/sqft · 2 DOM

8732 LOVAS TRAILSold · Dec ’25

$540,000

8732 LOVAS TRAIL

4 bd · 2.5 ba · 2,396 sqft · $225/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1616 KINSMERE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1616 KINSMERE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1616 KINSMERE DRIVE FAQs

What would the monthly payment be for 1616 KINSMERE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1616 KINSMERE DRIVE?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1616 KINSMERE DRIVE?+

The most recent tax bill on record (2025) was $5,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1616 KINSMERE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $629,000, this home is listed about 37% above the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1616 KINSMERE DRIVE?+

Trinity Oaks Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$629,000 runs 87% above the TRINITY 34655 median — but at 2,426 sqft it's also 19% larger than the typical Trinity listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

98 days on market against a Trinity median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Trinity Oaks Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER PROPERTY SOLUTIONS · Jeff Queen. MLS #W7884771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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