3037 COCO AVENUE, NAPLES, FL, 34112
Active115 days on marketListed Mar 31, 2026MLS #W7884314
About this home
3037 COCO AVENUE
Rare opportunity to build your dream home on an oversized Gulf-access waterfront lot in the rapidly transforming Bayshore Arts District of Naples. Situated on a generous 0.15-acre homesite, this mostly cleared property offers exceptional flexibility for new construction, with ample space for a custom residence, pool, and outdoor living area. Enjoy stunning water views from this premium intersecting canal location, providing added privacy and a wider water vista rarely found in the area. Boaters will appreciate direct Gulf access with only one bridge, offering a short ride to Naples Bay, waterfront dining, and the open waters of the Gulf. Located just minutes from Downtown Naples, 5th Avenue South, and world-renowned beaches, this property is also near the Naples Botanical Garden, Celebration Park, and the vibrant Bayshore Arts District—an area experiencing significant redevelopment and growth. With no HOA restrictions, this property is ideal for builders, investors, or end-users looking to capitalize on one of Naples’ most promising waterfront neighborhoods. New construction activity nearby further supports the long-term upside and value potential. Oversized waterfront lots with Gulf access in this location are increasingly rare—don’t miss the chance to secure a premium homesite in one of Naples’ most exciting emerging areas.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Naples
Get to know Naples. See the full Naples guide →
NAPLES 34112 — neighborhood snapshot
Population
25,946
Median age
64.1
Median income
$68,838
Median home value
$293,000
Avg household
1.9
Households w/ children
1,136
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the NAPLES 34112 median. See the full Naples market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3037 COCO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3037 COCO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3037 COCO AVENUE FAQs
What would the monthly payment be for 3037 COCO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,805/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3037 COCO AVENUE?+
The most recent tax bill on record (2025) was $2,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $380,000, this home is listed about 31% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3037 COCO AVENUE?+
Lely High School (high), Lely Elementary School (elementary), East Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$380,000 runs 103% above the NAPLES 34112 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
115 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
Listing courtesy of SANDPEAK REALTY · John Collura. MLS #W7884314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Naples homes, in your inbox
Like 3037 COCO AVENUE but not quite? A daily digest of every new listing in Naples — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →