Eric Chery
$325,000$350,0003 bd2 ba1,773 sqft$183 /sqft$2,695 /mo all-in ↓

1249 WINDING WILLOW DRIVE, TRINITY, FL, 34655

Active115 days on marketListed Mar 26, 2026MLS #W7884174

Priced 3% below the TRINITY 34655 medianReduced $25KSingle Family ResidenceHERITAGE SPGS VILLAGE 13

About this home

1249 WINDING WILLOW DRIVE

Welcoming covered entry takes you to this 3-bedroom home with an open floorplan providing tons of natural light throughout the day. A/C 2023; HOT WATER HEATER 2024. Make this home your own with a thoughtful layout designed for effortless living and entertaining, featuring vaulted ceilings, and engineered hardwood floors that create an inviting atmosphere. The spacious kitchen offers ample cabinet and countertop space, an eat-in breakfast area, and stone counters. The split-bedrooms ensure privacy for guests, with the second bedroom conveniently located across from its own full bath, separated from the rest of the home. The third bedroom is versatile—ideal as a family room, home office, or craft room. The primary suite is generously sized, complete with an en suite bath featuring a step-in shower. Screened in lanai is the perfect place to start or end your day! Enter through the French doors to the lanai featuring a vaulted ceiling, easy care tile floor and direct exterior access to the lush and landscaped greenspace. With its combination of comfort and function, this home truly has endless possibilities and is ready for its next owner to move in and start enjoying the Heritage Springs lifestyle! 55 & FUN - LIVE THE HERITAGE SPRINGS LIFESTYLE - Resort style living at its absolute finest! Clubhouse with restaurant and bar, fitness, tennis, golf, cards, billiards, dancing and more! SUPERB TRINITY LOCATION, CLOSE TO BEACHES, DINING, SHOPPING, MEDICAL AND AIRPORT! Caution - Adults at Play!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,773

Sqft

0.16 ac

Lot size

2

Garage

2000

Year built

One

Levels

$183

Per sqft

55+ community

Inside

FlooringCarpet · Engineered Hardwood · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Other · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$210/mo
Taxes (2025)$3,214/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,695 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$268
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,695/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$268
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$312KedgeAI estimate $394,987 · range $389K$409K$425K

vs edgeAI estimate

−17.7%

$/sqft vs Trinity actives

$183 vs $232

Days on market

115 vs 42 typical

Where $183/sqft sits among the 47 Trinity actives

6 · this home
11
11
12
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Map of 1249 WINDING WILLOW DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa47 min

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

22 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $25K
Mar 26, 2026Listed at $350,000 · 115 days on market since
2000Built · HERITAGE SPGS VILLAGE 13

Reality check

What actually sold near 1249 WINDING WILLOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1053 WINDING WILLOW DRIVESold · Jul ’25

$337,500

1053 WINDING WILLOW DRIVE · same community

2 bd · 2 ba · 2,052 sqft · $164/sqft · 51 DOM

1208 FLORA VISTA STREETSold · Jan ’26

$405,000

1208 FLORA VISTA STREET

2 bd · 2 ba · 1,793 sqft · $226/sqft · 59 DOM

11539 WEAVER PARK COURTSold · May ’26

$389,900

11539 WEAVER PARK COURT

3 bd · 2 ba · 1,796 sqft · $217/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1249 WINDING WILLOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1249 WINDING WILLOW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1249 WINDING WILLOW DRIVE FAQs

What would the monthly payment be for 1249 WINDING WILLOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,695/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1249 WINDING WILLOW DRIVE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1249 WINDING WILLOW DRIVE?+

The most recent tax bill on record (2025) was $3,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1249 WINDING WILLOW DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $325,000, this home is listed about 29% below the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1249 WINDING WILLOW DRIVE?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TRINITY 34655 market on paper

$325,000 is 3% below the TRINITY 34655 median of $335,000, and at $183/sqft it sits under the Trinity average of $226.

02Time on market is leverage

115 days on market against a Trinity median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $350,000, now $325,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY · Patti Reading, PA. MLS #W7884174.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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