3303 STONEGATE FALLS DRIVE, LAND O LAKES, FL, 34638
Active164 days on marketListed Feb 21, 2026MLS #W7883182
About this home
3303 STONEGATE FALLS DRIVE
EXPERIENCE THE COMFORT, CONVENIENCE, AND LIFESTYLE that make Stonegate one of Land O' Lakes' most desirable gated communities. This meticulously maintained 4-bedroom, 3-bath residence offers 2,665 square feet of thoughtfully designed living space with a split-bedroom floor plan, soaring ceilings, abundant natural light, and peaceful pond views. Unlike many homes, this residence offers the opportunity to enjoy resort-style amenities without the expense, maintenance, and insurance considerations of a private pool. Stonegate residents enjoy a beautifully appointed clubhouse, community pool, fitness center, playground, basketball court, scenic walking trails, and a lifestyle designed for relaxation and recreation. The HOA also includes 1-gig high-speed internet, DirecTV, and additional community services, providing exceptional everyday value. Inside, the spacious open floor plan creates an effortless flow between the kitchen, dining, and living areas, making the home equally suited for entertaining guests or enjoying quiet evenings at home. The covered lanai and pergola overlook a tranquil pond, creating a private outdoor retreat perfect for morning coffee or evening sunsets. Major improvements have already been completed, allowing the next owner to move in with confidence. Recent updates include a brand-new roof (2026), water heater (2025), water softener (2023), and HVAC system (2026). Conveniently located near top-rated schools, shopping, restaurants, medical facilities, Tampa Premium Outlets, and major highways, this home offers an easy commute throughout the Greater Tampa Bay area while providing the privacy and security of a gated community. If you've been searching for an exceptionally maintained home where the major improvements are already complete and the community amenities are second to none, this is an opportunity you won't want to miss. Schedule your private showing today. All MLS information deemed reliable but not guaranteed. Buyers and buyers' agents to verify all information. Appointment required.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,665
Sqft
0.19 ac
Lot size
3
Garage
2008
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,067 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,067/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Land O Lakes actives
$212 vs $205
Days on market
164 vs 41 typical
Where $212/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3303 STONEGATE FALLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$587,500
3347 DIAMOND FALLS CIRCLE · same community
4 bd · 3 ba · 2,422 sqft · $243/sqft · 13 DOM
Sold · Oct ’25$415,000
3302 GRANITE RIDGE LOOP · same community
3 bd · 2 ba · 1,970 sqft · $211/sqft · 12 DOM
Sold · May ’26$775,000
3247 DIAMOND FALLS CIRCLE · same community
5 bd · 3.5 ba · 3,378 sqft · $229/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3303 STONEGATE FALLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3303 STONEGATE FALLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3303 STONEGATE FALLS DRIVE FAQs
What would the monthly payment be for 3303 STONEGATE FALLS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,067/mo — principal and interest, the actual property-tax bill, the $243/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3303 STONEGATE FALLS DRIVE?+
The association fee works out to $243 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3303 STONEGATE FALLS DRIVE?+
The most recent tax bill on record (2025) was $4,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3303 STONEGATE FALLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $565,000, this home is listed about 35% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3303 STONEGATE FALLS DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$565,000 runs 57% above the LAND O LAKES 34638 median — but at 2,665 sqft it's also 31% larger than the typical Land O Lakes listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
164 days on market against a Land O Lakes median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $639,900, now $565,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Elizabeth Narverud. MLS #W7883182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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