Eric Chery
$1,199,9994 bd4 ba4,240 sqft$283 /sqft$7,123 /mo all-in ↓

14485 SWITCH BACK ROAD, SPRING HILL, FL, 34609

Active161 days on marketListed Feb 9, 2026MLS #W7882775

Private poolSingle Family ResidenceHERNANDO HIGHLANDS UNREC

About this home

14485 SWITCH BACK ROAD

Inspired by classic Colonial architecture and the grandeur of the White House, this extraordinary estate offers refined living on a private 2.40-acre setting with no HOA, no CDD, and AR2 Agricultural Residential zoning—giving you space, freedom, and flexibility. With 4 bedrooms, a private office, 3 full baths, 2 half baths, and 4,240 square feet of living space (6,334 total square feet including the garage), every detail has been thoughtfully designed for both elegance and comfort.From the moment you arrive, the home makes a statement. A gated, fully enclosed property opens to a stately residence where a dramatic two-story foyer welcomes you inside. A breathtaking chandelier cascades light over a custom quartz staircase with modern cable railing, setting the tone for a home that blends timeless design with contemporary sophistication. Formal sitting and dining rooms frame the entry, ideal for entertaining or quiet moments alike.At the heart of the home is a chef’s kitchen that is nothing short of exceptional. Designed for both function and beauty, it features premium Dacor appliances, including double ovens, a 48-inch dual-fuel steam range with griddle and six-burner gas cooktop, double-column refrigeration, built-in freezer drawers, a Dacor dishwasher, and a Miele espresso maker. A generous quartz island anchors the space, complemented by a walk-in pantry, butler’s pantry, built-in ice maker, and a charming eat-in nook overlooking the pool through a sunlit bay window.The living spaces are equally inviting, with luxury vinyl flooring, custom finishes, and three wood-burning fireplaces that add warmth and character throughout. A custom home theater living room elevates entertainment, featuring professionally installed KEF surround sound, in-wall and in-ceiling speakers, a subwoofer, and Denon receiver—all seamlessly controlled by a Savant remote. (Projector and screen available separately.)Upstairs, four spacious bedrooms provide comfort and privacy. Two guest suites offer en-suite bathrooms and custom closets, while the primary suite is a true retreat. This serene space includes a private balcony overlooking the pool, a spa-inspired bath with dual vanities, rainfall shower, and garden tub, plus an expansive custom closet complete with center island and a secure armory room.Security and peace of mind are paramount, with a motorized main gate, service gate, ADT security system, full camera coverage, and a dedicated safe room with surveillance monitors.Modern conveniences abound, including two new 5-ton Trane AC units, a tankless water heater, Generac generator with 350-gallon propane tank, water softener, new well pump and tank (2024), EV or camper 30-amp hookup, oversized laundry room, and a pristine epoxy-floored garage with craftsman workbench.Step outside to your own resort-style oasis. A heated Pentair pool with waterfall is surrounded by refinished pavers, while a gazebo invites evening gatherings and a greenhouse offers year-round gardening. Every element of this estate has been curated to offer luxury, privacy, and a lifestyle that feels both grand and effortlessly livable.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,240

Sqft

2.4 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$283

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringLuxury Vinyl · Other
AppliancesBuilt-In Oven · Dishwasher · Freezer · Ice Maker · Microwave · Other · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Chute · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Wood Frame
FoundationSlab
FacesSouthwest
ParkingCircular Driveway · Driveway · Garage Door Opener · Oversized
ExteriorAwning(s) · Balcony · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$460/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Phone Available · Propane · Sewer Available · Sprinkler Well · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,123 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$38
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,123/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$38
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Spring Hill actives

$283 vs $193

Days on market

161 vs 29 typical

Where $283/sqft sits among the 400 Spring Hill actives

99
96
104
51
23
27 · this home
$147–169$169–192$192–215$215–238$238–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 14485 SWITCH BACK ROAD

Drive times from this address

Tampa Int’l Airport (TPA)48 min
Downtown Tampa58 min

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 248% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Feb 9, 2026Listed at $1,199,999 · 161 days on market since
2007Built · HERNANDO HIGHLANDS UNREC

Reality check

What actually sold near 14485 SWITCH BACK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14204 HIGHGROVE ROADSold · Jun ’26

$623,700

14204 HIGHGROVE ROAD · same community

3 bd · 3 ba · 2,450 sqft · $255/sqft · 40 DOM

6111 CARTWRITE ROADSold · Sep ’25

$435,000

6111 CARTWRITE ROAD · same community

4 bd · 3 ba · 2,280 sqft · $191/sqft · 125 DOM

6271 NODOC ROADSold · May ’26

$419,000

6271 NODOC ROAD · same community

3 bd · 2 ba · 2,100 sqft · $200/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14485 SWITCH BACK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14485 SWITCH BACK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

14485 SWITCH BACK ROAD FAQs

What would the monthly payment be for 14485 SWITCH BACK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14485 SWITCH BACK ROAD?+

The most recent tax bill on record (2025) was $460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $1,199,999, this home is listed about 248% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14485 SWITCH BACK ROAD?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,199,999 runs 248% above the SPRING HILL 34609 median — but at 4,240 sqft it's also nearly twice the size of the typical Spring Hill listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

161 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

Listing courtesy of FLORIDAS A TEAM REALTY · Jose Alonzo, SR. MLS #W7882775.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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