3209 ROSE ARBOR DRIVE, HERNANDO BEACH, FL, 34607
Active167 days on marketListed Feb 6, 2026MLS #W7882771
About this home
3209 ROSE ARBOR DRIVE
Welcome to your Stunning DREAM HOME, a spacious and impeccably maintained 3-bedroom, 3-bathroom Pool, Canal-to-Gulf front residence offering almost 3,500 sq ft of luxurious living space. Nestled in a vibrant, golf cart-friendly neighborhood, this property combines comfort, high end style, and easy access to the best local beach restaurants and entertainment venues. Enjoy Open Concept Living with High End Touches in this Incredible Home with an entire first floor of extra space for future Media or Entertaining Rooms. Enjoy all Brand New Kitchen Appliances in your Modern Luxury Open Concept Kitchen & Dining room. Check out the Chef Inspired Kitchen with Endless Countertops for Entertaining and admire your breathtaking floors throughout the home. You are going to fall in love with your screened in room over looking the water, unwind in the Florida Sun on your Huge Upper Deck or sit on your Pool Deck and put your feet in to the crystal blue water of your pool which has a Brand New Pool Pump. The fully fenced yard provides both privacy and security for loved ones and pets. Enjoy peace of mind with a brand-new Roof designed for durability and style. The brand-new Dock offer indirect canal access to the Gulf of Mexico, making it a boater’s paradise. Love all your Brand New Appliances including Front Loading LG Washer & Dryer with Spacers and a great Wash Basin & Cabinets!! Extra rooms downstairs offers many versatile options, including the perfect space for a home theater or Media/Game room. An oversized 2-plus car garage ensures ample storage for vehicles, golf carts, and all your gear. including your owned Water Softener and 3rd Bathroom ideal for pool time and outdoor activities. Cruise the neighborhood and local hotspots with ease—this is a new, true golf cart community with ability to ride on the main roads. Set out for adventure with indirect access to the Gulf of Mexico right from your backyard with Community Boat Lift. This immaculate, move-in-ready home offers a rare blend of luxury, lifestyle, and location. Experience waterfront living at its finest, with no detail overlooked and every amenity imaginable. Don’t miss your chance to own this exceptional property—contact us today to schedule your private tour and make this canal-to-gulf front home your own! This home has remained dry and secure during recent hurricanes—no history of flooding. Fully Furnished Opportunities available so you can move in immediately with just your personal items!! Close to Weeki Wachee Springs, Pine Island, Buccaneer Bay, Best wineries/Breweries/Distilleries, Restaurants, theaters, entertainment, Hiking & Biking, Boating & Fishing, Top Shopping & Medical facilities and more. This home is ideal and your Primary Home, to Get-a-way home to Hugh Income Potential in Airbnb, VRBO, Evolve rentals and more!! Schedule your Showing today in this Newly & Completely Painted Home!! You are Going to LOVE where you LIVE!!! Live it to the Fullest!! Very Motivated Sellers, let us show you how you can spend your Forever Here!!!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,729
Sqft
0.11 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
Days on market
167 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3209 ROSE ARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3209 ROSE ARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3209 ROSE ARBOR DRIVE FAQs
What would the monthly payment be for 3209 ROSE ARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3209 ROSE ARBOR DRIVE?+
The most recent tax bill on record (2025) was $7,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $544,900, this home is listed about 1% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3209 ROSE ARBOR DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$544,900 runs 69% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
167 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $569,900, now $544,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of TROPIC SHORES REALTY LLC · Elizabeth Casner. MLS #W7882771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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