400 S RIDGEWOOD AVENUE, ORMOND BEACH, FL, 32174
Active10 days on marketListed Jul 9, 2026MLS #V4950005
About this home
400 S RIDGEWOOD AVENUE
ROOF 2023 - WINDOWS 2023 - AC 2023 - FULL HOME REMODEL IN 2023!! Completely renovated from top to bottom in 2023, this move-in-ready Ormond Beach home offers the perfect combination of modern updates, an ideal location, and coastal living. Situated less than one mile from charming Historic Downtown Ormond Beach and only five minutes from the beach, you'll enjoy easy access to local restaurants, boutique shopping, parks, entertainment, and Florida's beautiful coastline. This beautifully updated home features 3 bedrooms, 3 full bathrooms, and 1,056 square feet of thoughtfully designed living space. Nearly every major component has been replaced, including a new roof, new air conditioning system, new windows, tankless water heater, updated electrical and plumbing fixtures, stylish new bathrooms, flooring, and a stunning new kitchen—allowing you to move in with complete peace of mind. The heart of the home is the beautifully designed kitchen, showcasing soft close white shaker cabinets with pull out drawers, quartz countertops, stainless steel appliances, and a large center island with seating for barstools, making it the perfect place to gather with family and friends. The kitchen flows seamlessly into the living room, creating an open and inviting space for everyday living and entertaining. The split-bedroom layout offers excellent privacy, with the primary suite tucked away from the two guest bedrooms. Wood-look tile flooring runs throughout the main living areas, while the bedrooms feature attractive laminate flooring for added warmth and comfort. Outside, the fully fenced backyard is enclosed by a charming white vinyl picket fence, providing a private space for pets, play, or relaxing outdoors. The one-car garage features beautifuly finished floors, a washer and dryer that convey with the home, and a peaked roof offering valuable additional storage space. An attached carport and extra parking provide plenty of room for multiple vehicles, guests, or recreational equipment. With every major update already completed and an unbeatable location just minutes from both Historic Downtown Ormond Beach and the beach, this home is the perfect opportunity for full-time residents, seasonal owners, or anyone looking to enjoy the best of Florida living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,056
Sqft
0.2 ac
Lot size
1
Garage
1953
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$308 vs $235
Days on market
10 vs 41 typical
Where $308/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 S RIDGEWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$120,000
1710 ESPANOLA AVENUE
2 bd · 1 ba · 1,020 sqft · $118/sqft · 223 DOM
Sold · Dec ’25$215,000
2711 N HALIFAX AVENUE UNIT 463
2 bd · 2 ba · 1,020 sqft · $211/sqft · 278 DOM
Sold · Dec ’25$110,000
2901 N HALIFAX AVENUE UNIT 215
2 bd · 2 ba · 1,005 sqft · $109/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 S RIDGEWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 S RIDGEWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
400 S RIDGEWOOD AVENUE FAQs
What would the monthly payment be for 400 S RIDGEWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 S RIDGEWOOD AVENUE?+
The most recent tax bill on record (2025) was $2,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 S RIDGEWOOD AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $325,000, this home is listed about 24% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 400 S RIDGEWOOD AVENUE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Greg Roberts, LLC. MLS #V4950005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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