5 WATERCLIFF LANE, ORMOND BEACH, FL, 32174
Active15 days on marketListed Jul 6, 2026MLS #V4949982
About this home
5 WATERCLIFF LANE
Welcome to this meticulously maintained pool home located in the highly sought-after community of Ormond Lakes. Perfectly situated on a quiet culdesac, this spacious 4-bedroom, 3-bathroom, 2-car garage home offers the perfect blend of comfort, functionality, and privacy, complete with a dedicated office space that can easily serve as a bonus room or flex space. As you enter, you are greeted by Brazilian engineered hardwood flooring, soaring ceilings, and an abundance of natural light . The spacious kitchen features stainless steel appliances, ample counter space, and plenty of storage, flowing seamlessly into the dining area and casual eat-in kitchen space. The large primary suite offers a peaceful retreat with his and hers closets, walk-in shower and relaxing garden tub. The additional three bedrooms are generously sized, providing plenty of space for family, guests, or hobbies. Just off the living area, you will find a sun drenched flex space lined with wall to wall windows. Step outside to your fully fenced backyard oasis, featuring a sparkling pool, beautiful landscaping, and mature trees that create a serene, private setting. Recent Upgrades and Big Ticket Items: Roof (2019), A/C (2023), hot water heater (2019), freshly painted interior and garage (2026), dishwasher, refrigerator, and microwave (2026), and electric range (2022). The Community of Ormond Lakes features several miles of walking and biking sidewalks, newly updated clubhouse, pickleball, tennis, fishing pier, community pool. Enjoy easy access to I-95, all while being just minutes from Tomoka State Park and the beach. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,766
Sqft
0.33 ac
Lot size
2
Garage
1998
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.4%
$/sqft vs Ormond Beach actives
$199 vs $237
Days on market
15 vs 41 typical
Where $199/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Lakes
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Lakes — neighborhood snapshot
Population
1,217
Median age
59
Median income
$90,347
Median home value
$370,300
Avg household
2
Households w/ children
107
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 WATERCLIFF LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$480,000
5 VILLAGE DRIVE
5 bd · 5 ba · 2,776 sqft · $173/sqft · 13 DOM
Sold · Dec ’25$546,510
426 BROOKHAVEN TRAIL
4 bd · 3 ba · 2,791 sqft · $196/sqft · 0 DOM
Sold · Apr ’26$519,660
429 BROOKHAVEN TRAIL
4 bd · 3 ba · 2,791 sqft · $186/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 WATERCLIFF LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 WATERCLIFF LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5 WATERCLIFF LANE FAQs
What would the monthly payment be for 5 WATERCLIFF LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,057/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 WATERCLIFF LANE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 WATERCLIFF LANE?+
The most recent tax bill on record (2025) was $3,796. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 WATERCLIFF LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $550,000, this home is listed about 29% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 5 WATERCLIFF LANE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 38% above the ORMOND BEACH 32174 median — but at 2,766 sqft it's also 43% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Jonathan Gildon, PA. MLS #V4949982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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