Eric Chery
$374,9004 bd3 ba2,640 sqft$142 /sqft$2,570 /mo all-in ↓

51 SANDPIPER CIRCLE, ORMOND BEACH, FL, 32174

Active22 days on marketListed Jun 28, 2026MLS #V4949828

Priced 6% below the ORMOND BEACH 32174 median1/2 DuplexWOODLANDS PH 03

About this home

51 SANDPIPER CIRCLE

A BASEMENT in FLORIDA?! This central Ormond Beach half duplex with a fully finished BASEMENT comes complete with its own kitchen, living, entrance! 2,640sf of total interior, under air living space includes two separate living quarters under one roof. Separate HVAC units, and each with its own private entrance. Just think... multigenerational living, an income-producing lower level, or use it all together as one big happy residence! All newer double-paned windows and sliding glass doors in 2023. Newer architectural shingle roof in 2018. Entry-level floor with 1,320sf is absolutely spotless and full of natural light. Wide open living area with wood floors, built-in features, dedicated dining area, and a breakfast bar that easily seats 5-6. Kitchen is nice and bright with granite countertops plenty of cabinet space, and two lazy-Susan corner cabinets. Off the dining area is a large, fully redone Trex deck overlooking the fenced back yard, just replaced with vinyl fencing in 2023. Primary suite is generously sized at 14x15ft and has TWO large closets. Guest room is also generously sized and is adjacent to the full guest bathroom with tub/shower combo, new vanity, and new countertops. Upstairs HVAC was just replaced in 2020. The FULLY FINISHED BASEMENT is accessible through the entry level or around back of the property via a recently poured concrete walkway. All tile flooring throughout. The FULL kitchen with electric range, refrigerator, and dishwasher overlooks the living room and has a large island with plenty of seating. Primary bedroom is large at 15x12ft and has two separate closets. Full bathroom with walk-in shower, newer vanity & amp; fixtures. Second bedroom on the lower level does not have a window but is ample-sized and has a built-in closet. Additionally, there is a large utility room that houses the lower-level HVAC handler and could be a nice, spacious storage room or home office. The basement is also home to an incredibly large storage room that currently backs up to the sump pump/water heater - the perfect setup to convert this to a laundry closet! As if the home itself isn't enough of a draw, this property comes with a hidden feature. Ormond Beach's best kept secret, Haas Park, is located directly behind this home! Haas Park offers 13 acres of undeveloped land and a half-mile concrete walking trail with an entrance just 300 yards away. 51 Sandpiper Circle is also conveniently located near Ormond Beach's Central Park which offers miles of scenic walking and jogging trails, boardwalks, lakes, nature viewing areas, playgrounds, tennis courts, and the Environmental Discovery Center. The Woodlands is a centrally located NON-HOA community in Ormond Beach. Currently zoned for Tomoka Elementary, Hinson Middle, and Mainland High School. Located just minutes from The World's Most Famous Beach, Publix, Aldi, shipping centers, banks, pharmacies, and local retailers. All information and room sizes in this listing are intended to be accurate but cannot be guaranteed. Buyers and their agents are always encouraged to perform due diligence.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,640

Sqft

0.14 ac

Lot size

2

Garage

1984

Year built

Two

Levels

$142

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationBlock
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorBalcony

Community & fees

Taxes (2025)$441/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$2,570/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$142 vs $236

Days on market

22 vs 41 typical

Where $142/sqft sits among the 400 Ormond Beach actives

148 · this home
135
50
29
9
29
$142–215$215–289$289–362$362–436$436–509$509+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 51 SANDPIPER CIRCLE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $374,900 · 22 days on market since
1984Built · WOODLANDS PH 03

Reality check

What actually sold near 51 SANDPIPER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20 WOODLANDS CIRCLESold · Jul ’26

$279,800

20 WOODLANDS CIRCLE · same community

2 bd · 2 ba · 1,551 sqft · $180/sqft · 128 DOM

16 FOX HOLLOW DRIVESold · May ’26

$432,000

16 FOX HOLLOW DRIVE

4 bd · 3 ba · 2,555 sqft · $169/sqft · 162 DOM

1 FOX HOLLOW DRIVESold · Sep ’25

$415,000

1 FOX HOLLOW DRIVE

5 bd · 4 ba · 2,734 sqft · $152/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 51 SANDPIPER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 51 SANDPIPER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

51 SANDPIPER CIRCLE FAQs

What would the monthly payment be for 51 SANDPIPER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 51 SANDPIPER CIRCLE?+

The most recent tax bill on record (2025) was $441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 51 SANDPIPER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $374,900, this home is listed about 12% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 51 SANDPIPER CIRCLE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Gina Sweringen Lawson, LLC. MLS #V4949828.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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