161 WINDY HILLS ROAD, HAWTHORNE, FL, 32640
Active41 days on marketListed Jun 14, 2026MLS #V4949666
About this home
161 WINDY HILLS ROAD
4.8 acre country parcel with cleared homesite, fenced and surveyed. Located in the Windy Hills area of Hawthorne. The property includes a cleared area near the entrance, full perimeter fencing, and completed survey. Power access is nearby. Zoned residential with open rural and future agricultural use. Suitable for a custom home, livestock, gardening, or recreational use. No HOA. Quiet rural setting near local lakes and outdoor recreation. RV on site may remain or be purchased separately. Recently reduced and priced as one of the strongest acreage values in the area. Financing options available for qualified buyers, including land and rural loan programs.
Facts & features
The home at a glance
4.86 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$681 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$681/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 161 WINDY HILLS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,000
255 MELROSE LANDING BOULEVARD
2 bd · 2 ba · 960 sqft · $166/sqft · 2 DOM
Sold · Jun ’26$244,000
105 SLIPPER WAY
3 bd · 2 ba · 1,040 sqft · $235/sqft · 33 DOM
Sold · Jul ’25$79,000
224 COLOGNE STREET
3 bd · 2 ba · 1,248 sqft · $63/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 161 WINDY HILLS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 161 WINDY HILLS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
161 WINDY HILLS ROAD FAQs
What would the monthly payment be for 161 WINDY HILLS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $681/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 161 WINDY HILLS ROAD?+
The most recent tax bill on record (2025) was $560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $75,000, this home is listed about 72% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 161 WINDY HILLS ROAD?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · BarbaraJoy Zacher. MLS #V4949666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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