107 NEEDLEWOOD LOOP, DEBARY, FL, 32713
Active37 days on marketListed Jun 15, 2026MLS #V4949467
About this home
107 NEEDLEWOOD LOOP
Virtually Staged. Situated on an oversized 0.30-acre lot in the highly desirable DeBary Woods community, this charming 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and outdoor space! Filled with natural light and thoughtfully designed living spaces, this charming 3-bedroom, 2 bath home offers comfort, style, and plenty of room to enjoy Florida living. When you step inside you will discover an open and airy floor plan featuring a spacious family room with a cozy gas fireplace, a formal dining room, a bright living room, and a sunny breakfast nook. The well-appointed kitchen is perfect for everyday living and entertaining, offering all appliances, abundant cabinet space, a large pantry, breakfast bar, and gas range. The private primary suite is a true retreat, complete with a lovely bay window sitting area, dual vanities, a relaxing garden tub, separate shower, private water closet, oversized walk-in closet, and direct access to the enclosed Florida room. The Florida room provides additional space to unwind and enjoy the peaceful surroundings. Additional highlights include updated stainless steel appliances, fresh interior paint, a newer A/C system, as well as a finished, air-conditioned garage. Outside, you'll fall in love with the oversized lot perfect for hosting family and friends or simply enjoying a quiet evening outdoors, this inviting space is ideal for relaxation and entertaining. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,983
Sqft
0.3 ac
Lot size
2
Garage
1995
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,160 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,160/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Debary actives
$199 vs $207
Days on market
37 vs 31 typical
Where $199/sqft sits among the 110 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
47 of 110
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 NEEDLEWOOD LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$385,000
40 HOLLOW PINE DRIVE · same community
4 bd · 3 ba · 2,095 sqft · $184/sqft · 239 DOM
Sold · Jan ’26$300,000
221 DELESPINE DRIVE
3 bd · 3 ba · 1,978 sqft · $152/sqft · 106 DOM
Sold · Sep ’25$285,300
247 CARMEN LANE
4 bd · 2 ba · 1,996 sqft · $143/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 NEEDLEWOOD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 NEEDLEWOOD LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
107 NEEDLEWOOD LOOP FAQs
What would the monthly payment be for 107 NEEDLEWOOD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,160/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 107 NEEDLEWOOD LOOP?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 107 NEEDLEWOOD LOOP?+
The most recent tax bill on record (2025) was $5,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 NEEDLEWOOD LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $395,000, this home is listed about 1% above the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 107 NEEDLEWOOD LOOP?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Mayra Piedra. MLS #V4949467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Debary homes, in your inbox
Like 107 NEEDLEWOOD LOOP but not quite? A daily digest of every new listing in Debary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →