10 COTTON MILL COURT, ORMOND BEACH, FL, 32174
Active62 days on marketListed May 22, 2026MLS #V4949242
About this home
10 COTTON MILL COURT
***HUGE PRICE REDUCTION*** BEST PRICED 5 BR 3 BA POOL HOME PER SQ FT IN ORMOND BEACH!!*** Welcome to this beautifully updated 5-bedroom, 3-bathroom residence that truly has it all! Designed for both everyday comfort and exceptional entertaining, this impressive home features a remodeled inground saltwater pool and spa surrounded by elegant Italian travertine tile, creating a private, resort-style backyard oasis. The fully enclosed outdoor living area is nothing short of spectacular, complete with a built-in grill, refrigerator, and remote-controlled surround lighting--perfect for year-round gatherings, outdoor dining, and relaxing evenings at home. Inside, you'll find an extensive list of thoughtful upgrades including a 5-year-old roof, 2018 HVAC system, new water heater, updated windows, refreshed bathrooms, and fresh exterior paint. Large skylights and soaring vaulted ceilings fill the home with natural light and create an open, airy feel throughout. Bamboo flooring runs seamlessly throughout the residence, offering warmth, durability, and style--with absolutely no carpeting anywhere in the home. An attic fan adds additional energy efficiency and comfort. The spacious floor plan offers flexibility for families, guests, or multi-generational living, while the oversized primary suite serves as a luxurious private retreat. Outdoors, the beautifully manicured property is shaded by mature trees and historic oaks and features a fully fenced backyard along with an attractive paver driveway for added curb appeal. Located in a peaceful neighborhood with a low HOA, residents also enjoy outstanding community amenities including a community pool, clubhouse, tennis courts, basketball courts, fishing piers, and miles of scenic multi-use paths ideal for walking, jogging, and cycling. Conveniently located just minutes from I-95, shopping, dining, and everyday conveniences, this one-of-a-kind property perfectly blends modern updates, outdoor luxury, and an exceptional lifestyle opportunity. Don't miss your chance to call this beautiful home your own!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,801
Sqft
0.2 ac
Lot size
2
Garage
2000
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,174 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,174/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Ormond Lakes — neighborhood snapshot
Population
1,217
Median age
59
Median income
$90,347
Median home value
$370,300
Avg household
2
Households w/ children
107
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 COTTON MILL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 COTTON MILL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10 COTTON MILL COURT FAQs
What would the monthly payment be for 10 COTTON MILL COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,174/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 COTTON MILL COURT?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 COTTON MILL COURT?+
The most recent tax bill on record (2025) was $5,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 COTTON MILL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $599,000, this home is listed about 41% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 10 COTTON MILL COURT?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,000 runs 50% above the ORMOND BEACH 32174 median — but at 2,801 sqft it's also 44% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $599,000 — a $26K cut. The full history is in the market section below.
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Nancy Cortez. MLS #V4949242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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