Eric Chery
$242,000$249,7003 bd1 ba1,040 sqft$233 /sqft$1,835 /mo all-in ↓

183 HERNANDEZ AVENUE, ORMOND BEACH, FL, 32174

Active65 days on marketListed May 15, 2026MLS #V4949017

Priced 39% below the ORMOND BEACH 32174 medianReduced $8KSingle Family ResidenceORMOND TERRACE

About this home

183 HERNANDEZ AVENUE

Virtually Staged. Oversized corner lot with NO HOA offers flexibility seldom found at this price point, with room for a future garage, workshop, boat or RV parking, additional storage, or expanded outdoor living space. Comfort, convenience, and room to grow come together in this MOVE-IN READY Ormond Beach home. Offering 3 bedrooms,1 bathroom, and inside laundry room, this property is an excellent opportunity for first-time homebuyers, investors, or anyone searching for an affordable home in a convenient location close to shopping, dining, parks, major roadways, and just 1.9 MILES TO THE BEACH!. Freshly painted inside, the home features new wood-look vinyl flooring throughout the living areas and bedrooms for easy maintenance. Watch the world go by from the inviting front Florida room, a cozy extension of the living space that is perfect for morning coffee, reading, casual conversation, or simply relaxing at the end of the day. Whether you are searching for a primary residence, rental investment, or starter home, this property combines value, location, versatility, and future potential in one attractive package.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,040

Sqft

0.23 ac

Lot size

1954

Year built

One

Levels

$233

Per sqft

City viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorPrimary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Wood Frame · Wood Siding
FoundationSlab
ViewCity
FacesSouth
ParkingDriveway · Off Street
ExteriorNone

Community & fees

Taxes (2025)$1,722/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,835 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,425
FHA mortgage insurance (est.)$107
Property tax — 2025 actual bill$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,470Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,470
Interest rate6.00%
Loan term

Estimated payment

$1,835/mo

Principal & interest$1,425
FHA mortgage insurance (est.)$107
Property taxes (actual bill)$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $242K
$224KedgeAI estimate $266,468 · range $233K$285K$296K

vs edgeAI estimate

−9.2%

$/sqft vs Ormond Beach actives

$233 vs $235

Days on market

65 vs 41 typical

Where $233/sqft sits among the 400 Ormond Beach actives

188
113 · this home
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Terrace

Map of 183 HERNANDEZ AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando71 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Ormond Terrace — neighborhood snapshot

Population

1,735

Median age

53

Median income

$62,159

Median home value

$280,773

Avg household

2

Households w/ children

238

For the school run

Volusia County School District

ElementaryOrmond Beach Elementary School★★★★★
MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $242,000 $8K
May 15, 2026Listed at $249,700 · 65 days on market since
1954Built · ORMOND TERRACE

Reality check

What actually sold near 183 HERNANDEZ AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

93 ROSEWOOD AVENUESold · Jan ’26

$267,000

93 ROSEWOOD AVENUE · same community

2 bd · 1 ba · 1,251 sqft · $213/sqft · 9 DOM

20 WARWICK AVENUESold · Oct ’25

$355,000

20 WARWICK AVENUE · same community

3 bd · 2 ba · 1,376 sqft · $258/sqft · 193 DOM

556 N BEACH STREETSold · Aug ’25

$392,500

556 N BEACH STREET · same community

3 bd · 2 ba · 1,388 sqft · $283/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 183 HERNANDEZ AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 183 HERNANDEZ AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

183 HERNANDEZ AVENUE FAQs

What would the monthly payment be for 183 HERNANDEZ AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,835/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 183 HERNANDEZ AVENUE?+

The most recent tax bill on record (2025) was $1,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 183 HERNANDEZ AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $242,000, this home is listed about 43% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 183 HERNANDEZ AVENUE?+

Ormond Beach Elementary School (elementary), Ormond Beach Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORMOND BEACH 32174 market on paper

$242,000 is 39% below the ORMOND BEACH 32174 median of $399,900, and at $233/sqft it sits under the Ormond Beach average of $272.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ormond Beach Elementary School, Ormond Beach Middle School, Seabreeze High School — Ormond Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $249,700, now $242,000 — a $8K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Stan Janzen. MLS #V4949017.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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