7 WATERFRONT COURT, ORMOND BEACH, FL, 32174
Active69 days on marketListed May 12, 2026MLS #V4949013
About this home
7 WATERFRONT COURT
Tucked away on a quiet cul-de-sac in the highly desirable Tomoka Oaks community of Ormond Beach, this unique 3-bedroom, 2.5-bath home offers privacy, character, and an ideal layout. Featuring a 2-car garage and a spacious tri-level floor plan, this home includes new windows installed in 2023, a cozy wood-burning fireplace, and split bedrooms for added comfort and privacy. The two guest bedrooms are located on the upper level and share an oversized Jack-and-Jill bathroom, while the private primary suite is conveniently situated on the main level. Enjoy relaxing or entertaining in the secluded backyard defined by a distinctive stone wall that creates a peaceful retreat. Optional HOA fee is only $60 annually. Close to the river and the beach, and within 2 miles of shopping, dining, banking, medical facilities, fitness centers and other everyday conveniences and close to major thoroughfares. This home, zoned for top-rated public schools, combines tranquility with accessibility. Roof age unknown, AC 2015, WH 2023.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,255
Sqft
0.26 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.4%
$/sqft vs Ormond Beach actives
$192 vs $236
Days on market
69 vs 41 typical
Where $192/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 WATERFRONT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
110 N ST ANDREWS DRIVE · same community
3 bd · 2.5 ba · 2,263 sqft · $263/sqft · 2 DOM
Sold · Jun ’26$250,000
52 OAKMONT CIRCLE · same community
4 bd · 3 ba · 2,711 sqft · $92/sqft · 0 DOM
Sold · Aug ’25$580,000
480 PALM AVENUE
3 bd · 3 ba · 2,182 sqft · $266/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 WATERFRONT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 WATERFRONT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
7 WATERFRONT COURT FAQs
What would the monthly payment be for 7 WATERFRONT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,248/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7 WATERFRONT COURT?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7 WATERFRONT COURT?+
The most recent tax bill on record (2025) was $4,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 WATERFRONT COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $434,000, this home is listed about 2% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 7 WATERFRONT COURT?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Marta Pascale. MLS #V4949013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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