Eric Chery
$450,000$465,0003 bd2 ba2,015 sqft$223 /sqft$3,390 /mo all-in ↓

38 TIMUCUAN DRIVE, ORMOND BEACH, FL, 32174

Active76 days on marketListed May 4, 2026MLS #V4948874

Reduced $15KPrivate poolSingle Family ResidenceORMOND LAKES UNIT 11

About this home

38 TIMUCUAN DRIVE

Beautiful 3 Bedroom, 2 Bath, 2 Car Garage Pool Home located in the highly sought-after community of Ormond Lakes. From the moment you arrive, you'll appreciate the inviting curb appeal with mature landscaping and pride of ownership throughout. Step inside to an expansive open floor plan featuring a formal dining room to the right and a spacious living area straight ahead, creating the perfect setting for both everyday living and entertaining. The eat-in kitchen is designed for both function and style, offering ample counter space, abundant cabinetry, gleaming stainless steel appliances, and a breakfast bar that seamlessly overlooks the patio and pool area. The spacious primary suite serves as a private retreat with a soaking tub, walk-in shower, and plenty of room to unwind. Two additional guest bedrooms share a full bath, while the versatile flex space between them is ideal for a home office, playroom, reading nook, or fitness area. Open the sliders and step into your own backyard oasis, where a spacious covered patio and sparkling saltwater pool create the ultimate Florida lifestyle setting for relaxing or entertaining year-round. Major updates include Roof 2023, AC 2025, and HWH 2026. The Community of Ormond Lakes features several miles of walking and biking sidewalks, newly updated clubhouse, pickleball, tennis, fishing pier, community pool, easy access to I-95, and is located several minutes from Tomoka State Park and the beach. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,015

Sqft

0.19 ac

Lot size

2

Garage

2005

Year built

One

Levels

$223

Per sqft

Private pool

Inside

FlooringOther
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouthwest
ExteriorSliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$3,381/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$282
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,390/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$282
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$426KedgeAI estimate $536,452 · range $444K$693K$721K

vs edgeAI estimate

−16.1%

$/sqft vs Ormond Beach actives

$223 vs $235

Days on market

76 vs 41 typical

Where $223/sqft sits among the 400 Ormond Beach actives

186 · this home
115
40
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 38 TIMUCUAN DRIVE

Drive times from this address

Downtown Orlando69 min

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

197 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 $15K
May 4, 2026Listed at $465,000 · 76 days on market since
2005Built · ORMOND LAKES UNIT 11

Reality check

What actually sold near 38 TIMUCUAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20 STONEY RIDGE LANESold · Feb ’26

$440,000

20 STONEY RIDGE LANE

3 bd · 2 ba · 2,050 sqft · $215/sqft · 156 DOM

4 CLIFFSIDE DRIVESold · May ’26

$460,000

4 CLIFFSIDE DRIVE

3 bd · 2 ba · 1,973 sqft · $233/sqft · 75 DOM

33 WILD FERN LANESold · Jan ’26

$423,000

33 WILD FERN LANE

4 bd · 2 ba · 2,123 sqft · $199/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 38 TIMUCUAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 38 TIMUCUAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

38 TIMUCUAN DRIVE FAQs

What would the monthly payment be for 38 TIMUCUAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 38 TIMUCUAN DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 38 TIMUCUAN DRIVE?+

The most recent tax bill on record (2025) was $3,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 38 TIMUCUAN DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $450,000, this home is listed about 6% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 38 TIMUCUAN DRIVE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$450,000 runs 13% above the ORMOND BEACH 32174 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $465,000, now $450,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · Jonathan Gildon, PA. MLS #V4948874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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