
120 BLACK HICKORY WAY, ORMOND BEACH, FL, 32174
Active91 days on marketListed Apr 20, 2026MLS #V4948300
About this home
120 BLACK HICKORY WAY
Located in sought-after Breakaway Trails, this beautifully maintained ICI Chatham model with a 2022 roof welcomes you through grand double doors into a light-filled home featuring neutral tones, custom niches, decorative knee wall, and a stunning living room lighted, two-tone coffered ceiling. This split floor plan offers 3 bedrooms and 2 bathrooms, including one with backyard access, perfect for a future pool. Enjoy high ceilings, abundant storage, a formal dining room, eat-in kitchen, pantry, breakfast bar, and an indoor laundry room with cabinets, utility sink, and closet. Relax on the screened-in lanai overlooking the landscaped backyard. Ceiling fans in place for added comfort. Peace of mind comes with the personal home security system and the 24-hour manned security gates. Amenities: pool, clubhouse, tennis, pickleball, dog park, playground, sports field, & picnic pavilion. Convenient to shopping, hospitals, and restaurants. Add your own touches and make this your forever home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,931
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.1%
$/sqft vs Ormond Beach actives
$227 vs $236
Days on market
91 vs 41 typical
Where $227/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Breakaway Trails
Get to know Ormond Beach. See the full Ormond Beach guide →
Breakaway Trails — neighborhood snapshot
Population
2,665
Median age
59
Median income
$97,154
Median home value
$460,936
Avg household
2
Households w/ children
264
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 BLACK HICKORY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$542,500
128 BLACK HICKORY WAY · same community
3 bd · 2 ba · 1,931 sqft · $281/sqft · 7 DOM
Sold · Oct ’25$462,000
96 HOLLOW BRANCH CROSSING
3 bd · 2 ba · 1,925 sqft · $240/sqft · 113 DOM
Sold · Apr ’26$545,000
25 CREEK BLUFF WAY
3 bd · 2 ba · 1,944 sqft · $280/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 BLACK HICKORY WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 BLACK HICKORY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
120 BLACK HICKORY WAY FAQs
What would the monthly payment be for 120 BLACK HICKORY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,329/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 120 BLACK HICKORY WAY?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 120 BLACK HICKORY WAY?+
The most recent tax bill on record (2025) was $3,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 120 BLACK HICKORY WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $438,000, this home is listed about 3% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 120 BLACK HICKORY WAY?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$438,000 runs 10% above the ORMOND BEACH 32174 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
91 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $460,000, now $438,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Toni Wright. MLS #V4948300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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