8464 SW 82ND CIRCLE, OCALA, FL, 34481
Active158 days on marketListed Feb 16, 2026MLS #V4947311
About this home
8464 SW 82ND CIRCLE
*** PRICE IMPROVEMENT *** ROOF WILL BE REPLACED BEFORE CLOSING ** $5000 TOWARDS BUYERS CLOSING COSTS **MOTIVATED SELLER *** SELLER WILL ENTERTAIN ALL OFFERS *** Live the Florida Dream at On Top of the World Own your own slice of Florida paradise in this highly sought-after golf cart community inside the gated neighborhood of On Top of the World. Enjoy resort-style living with three 18-hole golf courses, a stunning clubhouse, nine pools (including one indoor pool), a fully equipped fitness center, dog park, racquetball, and tennis courts. Every day feels like a vacation. This home is truly special — the original owner thoughtfully selected a premium lot with no homes behind, offering added privacy and peaceful views. A beautiful paver driveway welcomes you home. Step inside to porcelain tile flooring throughout and a spacious, light-filled layout featuring: Formal living room Formal dining room Huge kitchen with breakfast nook Gas stove and abundant cabinet space The split-bedroom floor plan offers privacy for guests or a home office setup. Two generously sized guest bedrooms share their own bathroom. The primary suite is a retreat of its own with his-and-hers walk-in closets and a luxurious master bathroom you have to see to believe. An expansive enclosed Florida room brings the total living space to approximately 3,368 square feet, providing incredible space for entertaining or relaxing year-round. This is more than a home — it’s a lifestyle. If you're ready to enjoy retirement the way it was meant to be lived, this one checks all the boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,368
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8464 SW 82ND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8464 SW 82ND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8464 SW 82ND CIRCLE FAQs
What would the monthly payment be for 8464 SW 82ND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8464 SW 82ND CIRCLE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8464 SW 82ND CIRCLE?+
The most recent tax bill on record (2024) was $3,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8464 SW 82ND CIRCLE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $319,000, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8464 SW 82ND CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$319,000 runs 36% above the OCALA 34481 median — but at 3,368 sqft it's also nearly twice the size of the typical Ocala listing.
02Time on market is leverage
158 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $450,000, now $319,000 — a $131K cut. The full history is in the market section below.
Listing courtesy of LANDSHARK REALTY · JoJo Locascio. MLS #V4947311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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