1415 STONE TRAIL, ENTERPRISE, FL, 32725
Active161 days on marketListed Feb 12, 2026MLS #V4947270
About this home
1415 STONE TRAIL
NEW LOWER PRICE IN BEAUTIFUL STONE ISLAND - 193’ ON CANAL - .64 ACRE - BOAT TO LAKE MONROE! - NEW ROOF June 1! Super floorplan ideal for casual waterfront living. A true GREAT room - 800 SF open area with kitchen, dining and great room leading out to the 25’ screened porch, paver patio and HUGE yard. The kitchen has glazed wood cabinetry, granite counters, dining bar with seating for 6 and stainless appliances.High ceilings, large windows, and glass doors leading to the patio flood the home with natural light and enhance the sense of openness. Split floor plan with three bedrooms and two full bathrooms affords the most active family privacy. The spacious 2 room primary suite is a true retreat, opening through French doors and offering a cozy seating area with glass doors leading directly to the back patio. Just off the primary suite is a large bonus room—ideal for a home office, nursery, fitness room, or expansive dressing space—also featuring private access to the patio. The primary ensuite bathroom includes double vanities, soaking tub, a walk-in shower, and a walk-in closet. The secondary bedrooms and full guest bathroom are situated off the main living space, with the guest bath offering direct access to the backyard. The 12’ laundry room, complete with cabinetry, is conveniently located off the main living space and provides access to both the garage and the exterior. The oversized lot features mature landscaping and ample space for boat and RV parking. The screened-in back porch showcases Spanish tile and offers serene views of the canal. Just beyond, a paver patio creates the perfect outdoor entertaining and living space. The backyard is partially fenced, providing flexibility for pets. Well maintained AC new in 2025 and water saving sprinkler runs from canal. Stone Island is a rare Florida gem nestled along Lake Monroe, part of the St. Johns River. This unique community is known for its large oak trees and peaceful setting. Including pickleball courts, acres of parks and recreational space, a private boat ramp and dock, horse stables(for a fee), and golf-cart-friendly roads. Located just minutes from everyday conveniences and the popular Rails-to-Trails bike path. EVERYONE LOVES STONE ISLAND!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,251
Sqft
0.64 ac
Lot size
2
Garage
1989
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,542 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
Days on market
161 vs 87 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Enterprise
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Enterprise. See the full Enterprise guide →
ENTERPRISE 32725 — neighborhood snapshot
Population
51,668
Median age
39.5
Median income
$70,801
Median home value
$255,700
Avg household
2.78
Households w/ children
6,283
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Enterprise market
$500K → $245K
Enterprise median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
Median sold price, Enterprise, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the ENTERPRISE 32725 median. See the full Enterprise market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1415 STONE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1415 STONE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1415 STONE TRAIL FAQs
What would the monthly payment be for 1415 STONE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,542/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1415 STONE TRAIL?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1415 STONE TRAIL?+
The most recent tax bill on record (2025) was $3,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1415 STONE TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Enterprise?+
At $480,000, this home is listed about 13% below the Enterprise median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1415 STONE TRAIL?+
Deltona High School (high), Timbercrest Elementary School (elementary), Galaxy Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 61% above the ENTERPRISE 32725 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $499,000, now $480,000 — a $19K cut. The full history is in the market section below.
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carolyn Evans. MLS #V4947270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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