Eric Chery
$495,000$579,0003 bd2 ba1,875 sqft$264 /sqft$23,827 /mo all-in ↓

15 CIRCLE CREEK WAY, ORMOND BEACH, FL, 32176

Active192 days on marketListed Jan 10, 2026MLS #V4946676

Reduced $84KSingle Family ResidenceBREAKAWAY TRAILS

About this home

15 CIRCLE CREEK WAY

Welcome to 15 Circle Creek Way, a beautifully maintained custom ICI ranch-style home located in the sought-after, gated community of Breakaway Trails in Ormond Beach. Lovingly cared for by its original owner, this home offers a rare combination of comfort, privacy, and timeless Florida living. Built in 2000, the residence features 3 bedrooms, 2 bathrooms, and 1,875 square feet of living space (2,737 total square feet). Recent updates include fresh interior paint and trim, new light fixtures, a new living room ceiling fan, new carpet, and luxury vinyl flooring throughout. Natural light fills the home, enhanced by hurricane impact windows and plantation shutters in the dining area. The kitchen has been tastefully refreshed with a new backsplash and updated hardware, while the newly renovated primary bathroom provides a peaceful retreat. Enjoy outdoor living on the enclosed backyard patio, backing to a serene natural preserve for exceptional privacy and tranquil views. Additional features include an attached two-car garage, indoor laundry room, security system, irrigation system, and lush, well-maintained landscaping. Breakaway Trails residents enjoy 24-hour security, a clubhouse, resort-style pool, pickleball courts, soccer fields, BBQ pavilion, and scenic walking trails within this beautifully maintained community. A rare opportunity to own a one-owner, meticulously maintained home in one of Ormond Beach’s most desirable neighborhoods. Excellent school zoning, close to shopping and hospitals, and approximately 15 minutes to the beach.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,875

Sqft

0.2 ac

Lot size

2

Garage

2000

Year built

One

Levels

$264

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting · Private Yard · Sliding Doors

Community & fees

HOA fee$143/mo
Taxes (2025)$244,692/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,827 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$20,391
HOA fee — from the listing$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$23,827/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$20,391
HOA / condo fee$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$327KedgeAI estimate $382,207 · range $340K$445K$515K

vs edgeAI estimate

+29.5%

$/sqft vs Ormond Beach actives

$264 vs $237

Days on market

192 vs 41 typical

Where $264/sqft sits among the 400 Ormond Beach actives

185
117 · this home
39
21
8
30
$158–232$232–306$306–379$379–453$453–527$527+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Breakaway Trails

Map of 15 CIRCLE CREEK WAY inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Breakaway Trails — neighborhood snapshot

Population

2,665

Median age

59

Median income

$97,154

Median home value

$460,936

Avg household

2

Households w/ children

264

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

197 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $84K
Jan 10, 2026Listed at $579,000 · 192 days on market since
2000Built · BREAKAWAY TRAILS

Reality check

What actually sold near 15 CIRCLE CREEK WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 CIRCLE CREEK WAYSold · Aug ’25

$640,000

9 CIRCLE CREEK WAY · same community

3 bd · 2 ba · 2,027 sqft · $316/sqft · 2 DOM

16 CIRCLE CREEK WAYSold · Nov ’25

$675,000

16 CIRCLE CREEK WAY · same community

4 bd · 3 ba · 2,617 sqft · $258/sqft · 61 DOM

21 FORESTVIEW WAYSold · Jun ’26

$685,000

21 FORESTVIEW WAY · same community

4 bd · 3 ba · 2,837 sqft · $241/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15 CIRCLE CREEK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15 CIRCLE CREEK WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

15 CIRCLE CREEK WAY FAQs

What would the monthly payment be for 15 CIRCLE CREEK WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $23,827/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15 CIRCLE CREEK WAY?+

The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15 CIRCLE CREEK WAY?+

The most recent tax bill on record (2025) was $244,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15 CIRCLE CREEK WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $495,000, this home is listed about 16% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 15 CIRCLE CREEK WAY?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$495,000 runs 38% above the ORMOND BEACH 32176 median.

02Time on market is leverage

192 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $579,000, now $495,000 — a $84K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · Didiayer Snyder. MLS #V4946676.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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