386 HAVERSHAM ROAD, DELTONA, FL, 32725
Active204 days on marketListed Jan 1, 2026MLS #V4946505
About this home
386 HAVERSHAM ROAD
DO NOT MISS THIS OPPORTUNITY! Needs some TLC. This 5 bedroom, 2 and 1/2 bath home sits on Lake Trout providing a peaceful and serene view. The first floor has an open floor plan, a formal living and dining room. The kitchen and family room combination are perfect for entertaining or just nights home with the family. The bedrooms are all located on the second floor making the downstairs completely designed to spend quality time and/or entertain while reserving the upstairs for retreating at the end of a long day. This home is very convenient to shopping and about 8/10s of a mile to Interstate 4. This property is also for the investor minded buyer. Don't hesitate this one won't last long!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,662
Sqft
0.4 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Deltona actives
$180 vs $204
Days on market
204 vs 30 typical
Where $180/sqft sits among the 319 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
DELTONA 32725 — neighborhood snapshot
Population
51,668
Median age
39.5
Median income
$70,801
Median home value
$255,700
Avg household
2.78
Households w/ children
6,283
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
147 of 319
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 386 HAVERSHAM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$478,000
525 SUMMERHAVEN DRIVE
4 bd · 2.5 ba · 2,602 sqft · $184/sqft · 69 DOM
Sold · Dec ’25$419,990
762 W 9TH STREET
5 bd · 3 ba · 2,601 sqft · $161/sqft · 407 DOM
Sold · Mar ’26$444,990
809 WESTLINE AVENUE
5 bd · 3 ba · 2,601 sqft · $171/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 386 HAVERSHAM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 386 HAVERSHAM ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
386 HAVERSHAM ROAD FAQs
What would the monthly payment be for 386 HAVERSHAM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,807/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 386 HAVERSHAM ROAD?+
The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 386 HAVERSHAM ROAD?+
The most recent tax bill on record (2024) was $6,668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 386 HAVERSHAM ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $480,000, this home is listed about 50% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 386 HAVERSHAM ROAD?+
Deltona High School (high), Timbercrest Elementary School (elementary), Galaxy Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 61% above the DELTONA 32725 median — but at 2,662 sqft it's also 66% larger than the typical Deltona listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
204 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of STILES REAL ESTATE CO. · Mark Wright. MLS #V4946505.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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