105 FLORENCE BOULEVARD, DEBARY, FL, 32713
Active252 days on marketListed Nov 14, 2025MLS #V4945887
About this home
105 FLORENCE BOULEVARD
Price Adjustment! This well-maintained 2-bedroom, 2-bath home is in the Terra Alta Community of Debary. The home features a spacious living room filled with natural light, ample closet space throughout including a double door pantry in the kitchen, plus additional cabinets and built-in buffet in the dining area, along with a large screen front porch, carport, laundry room and storage shed for added convenience. A few updates include new roof 2025, new Kitchen cabinets, counter tops and appliances, & recently painted throughout. With an optional HOA, you’ll enjoy the flexibility of a minimal fee while still benefiting from a well-kept community. Ideally located near shopping, dining, medical facilities, I-4 and the Sun rail station for easy commuting. Perfect for downsizing or a seasonal getaway. Call for more details!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
948
Sqft
0.21 ac
Lot size
1973
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,422 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,422/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Debary actives
$199 vs $205
Days on market
252 vs 31 typical
Where $199/sqft sits among the 109 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
47 of 109
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 FLORENCE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$195,000
171 FLORENCE BOULEVARD · same community
2 bd · 2 ba · 934 sqft · $209/sqft · 33 DOM
Sold · Mar ’26$75,000
130 FLORENCE BOULEVARD · same community
2 bd · 2 ba · 966 sqft · $78/sqft · 66 DOM
Sold · Dec ’25$185,000
9 MAPLEHURST AVENUE · same community
2 bd · 2 ba · 970 sqft · $191/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 FLORENCE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 FLORENCE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
105 FLORENCE BOULEVARD FAQs
What would the monthly payment be for 105 FLORENCE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,422/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 FLORENCE BOULEVARD?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 FLORENCE BOULEVARD?+
The most recent tax bill on record (2024) was $563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 FLORENCE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $189,000, this home is listed about 52% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 105 FLORENCE BOULEVARD?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DEBARY 32713 market on paper
$189,000 is 39% below the DEBARY 32713 median of $311,843, and at $199/sqft it sits under the Debary average of $211.
02Time on market is leverage
252 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $219,000, now $189,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Kim Laney. MLS #V4945887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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