2326 SUMMERLIT STREET, LUTZ, FL, 33559
Active2 days on marketListed Aug 1, 2026MLS #TB8534971
About this home
2326 SUMMERLIT STREET
This sought-after floor plan provides 1,667 square feet of living space with 3 bedrooms, 2.5 baths, and a one-car garage. Located in a newer community featuring a pool, cabana, park, playground, and dog park, the home offers a bright open layout with a spacious kitchen that includes a breakfast bar, walk-in pantry, stylish Stone-colored cabinets, Sugar White quartz countertops, and stainless steel appliances. The kitchen flows seamlessly into the dining area and Great Room, with sliding glass doors leading to a covered lanai. The second floor includes a versatile loft, Ideal as a secondary living space, separating the owner’s suite from the two additional bedrooms and full bath. The tranquil owner’s suite features an en-suite bath and three generous walk-in closets, creating a private retreat.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,680
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$1 vs $243
Days on market
2 vs 35 typical
Where $1/sqft sits among the 269 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
158 of 269
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2326 SUMMERLIT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$298,200
20194 LOU ANGELA LANE
3 bd · 2.5 ba · 1,674 sqft · $178/sqft · 0 DOM
Sold · Jun ’26$326,000
2064 LAKE WATERS PL
3 bd · 2.5 ba · 1,703 sqft · $191/sqft · 30 DOM
Sold · Oct ’25$299,000
18889 CORNUTA STREET
3 bd · 2.5 ba · 1,703 sqft · $176/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2326 SUMMERLIT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2326 SUMMERLIT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2326 SUMMERLIT STREET FAQs
What would the monthly payment be for 2326 SUMMERLIT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2326 SUMMERLIT STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $2,499, this home is listed about 99% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2326 SUMMERLIT STREET?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33559 market on paper
$2,499 is 99% below the LUTZ 33559 median of $417,500, and at $1/sqft it sits under the Lutz average of $269.
02Fresh on the market
Only 2 days on market in a Lutz market that averages 35 — if it fits, move quickly.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Santosh Guduru. MLS #TB8534971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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