
403 DRIFTWOOD DRIVE W, PALM HARBOR, FL, 34683
Active5 days on marketListed Jul 29, 2026MLS #TB8532242
About this home
403 DRIFTWOOD DRIVE W
Welcome to this fully remodeled, permit-completed residence offering 3 bedrooms, 2 bathrooms, a spacious bonus living area, and a private pool in unincorporated Pinellas County. Whether used as a primary residence, long-term investment, or seasonal retreat, this home offers exceptional flexibility in a highly desirable setting. From the moment you arrive, the surrounding waterfront neighborhood creates an immediate sense of prestige, with multimillion-dollar waterfront homes located directly across the street. The freshly painted exterior, tabby shell accents, and carefully selected finishes provide impressive curb appeal and set the tone for what awaits inside. Step through the front door and discover a bright, open interior where nearly every detail has been thoughtfully updated. The luxurious chef’s kitchen serves as the centerpiece of the home, featuring custom cabinetry, premium finishes, and an oversized island with generous seating. The kitchen flows seamlessly into the main living area, where large, newer windows fill the space with abundant natural light. The north side of the home features two spacious bedrooms and a stunning guest bathroom with custom tilework and elevated designer finishes. On the south side, a separate living area creates a private retreat with an additional large bedroom, a second spa-inspired bathroom featuring distinctive custom stonework, and an expansive bonus room surrounded by oversized windows. Sliding glass doors open to the backyard oasis, complete with a large swimming pool featuring updated tilework and ample space for relaxing or entertaining. A sizable detached storage shed with electricity adds valuable utility and flexibility. Major improvements include a 2021 roof, 2025 air-conditioning system, updated electrical, and extensive interior and exterior renovations. With its sophisticated finishes, versatile layout, private pool, and premier location, this exceptional home is truly move-in ready.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.16 ac
Lot size
1958
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs BAYWOOD VILLAGE
$285 vs $345
Days on market
5 vs 42 typical
Where $285/sqft sits among the 7 homes for sale in BAYWOOD VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 7
BAYWOOD VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 DRIFTWOOD DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
209 WESTWINDS DRIVE · same community
3 bd · 2 ba · 1,787 sqft · $252/sqft · 19 DOM
Sold · Dec ’25$250,000
212 DRIFTWOOD PLACE · same community
3 bd · 2 ba · 1,708 sqft · $146/sqft · 201 DOM
Sold · Jun ’26$450,000
504 DRIFTWOOD DRIVE E · same community
3 bd · 2 ba · 1,637 sqft · $275/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 DRIFTWOOD DRIVE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 DRIFTWOOD DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
403 DRIFTWOOD DRIVE W FAQs
What would the monthly payment be for 403 DRIFTWOOD DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,703/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 DRIFTWOOD DRIVE W?+
The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $498,500, this home is listed about 33% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 DRIFTWOOD DRIVE W?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$498,500 runs 20% above the PALM HARBOR 34683 median — but at 1,750 sqft it's also 20% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADROIT INVESTMENT REALTY · John Harrison, III. MLS #TB8532242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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