1690 WINNERS CIRCLE, TARPON SPRINGS, FL, 34689
Active4 days on marketListed Jul 30, 2026MLS #TB8532230
About this home
1690 WINNERS CIRCLE
Welcome to 1690 Winner Circle, Tarpon Springs, a beautifully maintained 4-bedroom, 3-bathroom pool home offering spacious living, thoughtful updates, and an exceptional Florida lifestyle. Soaring vaulted ceilings and an open-concept floor plan create a bright, inviting atmosphere, while the expansive living and dining areas flow seamlessly into the heart of the home. The kitchen features stainless steel appliances, abundant cabinetry, generous counter space, and a breakfast bar overlooking the main living area—perfect for everyday living and entertaining. The spacious primary suite offers direct access to the pool, a large walk-in closet with custom built-in organization, and an en-suite bath. Three additional bedrooms and two full bathrooms provide flexibility for family, guests, or a home office. Step outside to your private backyard retreat featuring a sparkling pool, covered lanai, and a fully fenced yard with plenty of space for pets, play, and outdoor gatherings. Ideally located just minutes from Fred Howard Park, residents can enjoy one of Pinellas County's most popular waterfront parks featuring a scenic causeway, white-sand beach, kayak launches, walking trails, and picnic areas. The home is also conveniently close to Tarpon Springs' historic Sponge Docks, charming downtown shops and restaurants, and several Gulf Coast beaches, making it easy to enjoy boating, fishing, waterfront dining, and year-round outdoor recreation. Don't miss this opportunity to own a spacious pool home in one of Tarpon Springs' most desirable locations, offering comfort, convenience, and the best of Florida living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,038
Sqft
0.16 ac
Lot size
2
Garage
1990
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,733 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.7%
$/sqft vs Tarpon Springs actives
$245 vs $246
Days on market
4 vs 48 typical
Where $245/sqft sits among the 270 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$486K → $385K
Tarpon Springs median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
144 of 270
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1690 WINNERS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$520,000
1603 POLO CLUB DRIVE · same community
4 bd · 3 ba · 1,912 sqft · $272/sqft · 14 DOM
Sold · Jan ’26$410,000
1714 PALOMINO DRIVE · same community
3 bd · 2 ba · 2,206 sqft · $186/sqft · 51 DOM
Sold · Mar ’26$415,000
1675 POLO CLUB DRIVE · same community
3 bd · 2 ba · 1,742 sqft · $238/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1690 WINNERS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1690 WINNERS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1690 WINNERS CIRCLE FAQs
What would the monthly payment be for 1690 WINNERS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,733/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1690 WINNERS CIRCLE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1690 WINNERS CIRCLE?+
The most recent tax bill on record (2025) was $4,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1690 WINNERS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $500,000, this home is listed about 18% above the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1690 WINNERS CIRCLE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$500,000 runs 56% above the TARPON SPRINGS 34689 median — but at 2,038 sqft it's also 24% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Tarpon Springs market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8532230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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