3210 THOROUGHBRED LOOP, LAKELAND, FL, 33811
Active1 days on marketListed Jul 23, 2026MLS #TB8532142
About this home
3210 THOROUGHBRED LOOP
This home is located in the family friendly Steeplechase neighborhood one mile north of Linder International Airport and a ten minute drive from the hugely popular Bonnet Springs Park. Also ten minutes away are Publix, Target and Lakeside Village shopping center and CMX movie theater. Lakeland is located along the I4 corridor between Tampa and Orlando. Entry to Polk Parkway is just south of the neighborhood providing quick convenient access to I4. The Kitchen is the heart of the home. This 3-Bedroom 2-Bathroom open-concept home with vaulted ceilings features a spacious centrally located kitchen with upgraded raised panel cabinets, granite countertops and stainless steel appliances. Well defined living spaces flow easily around the kitchen with bedrooms on opposite sides. Overall there is a feeling the given square footage is deceptively misstated...on the low side. The Master Bedroom suite features vaulted ceilings, walk-in closet and a skylit makeup and dressing area visitors will envy. This area (as well as the second bathroom) includes the same upgraded cabinetry and granite countertops found in the Kitchen. This Master Bedroom easily fits a king size bed with attending night stands, storage ottoman, dresser, armoire or any other furniture pieces you may deem necessary. The home's roof, gutters and 50 gallon water heater were all replaced within the last three years. The exterior was repainted in the spring of 2025. The Living Room fireplace was inspected, cleaned and given a new full-coverage cap to provide maximum weather and animal protection.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,665
Sqft
0.17 ac
Lot size
2
Garage
1990
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,440 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,440/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
Days on market
1 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33811 — neighborhood snapshot
Population
28,456
Median age
36.7
Median income
$85,821
Median home value
$289,800
Avg household
2.78
Households w/ children
3,489
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the LAKELAND 33811 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3210 THOROUGHBRED LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3210 THOROUGHBRED LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3210 THOROUGHBRED LOOP FAQs
What would the monthly payment be for 3210 THOROUGHBRED LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,440/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3210 THOROUGHBRED LOOP?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3210 THOROUGHBRED LOOP?+
The most recent tax bill on record (2025) was $2,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3210 THOROUGHBRED LOOP?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $324,900, this home is listed about 4% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3210 THOROUGHBRED LOOP?+
Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BY OWNER.COM · Greg Sullivan. MLS #TB8532142.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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