Eric Chery
$637,000$646,0003 bd2 ba1,307 sqft$487 /sqft$4,424 /mo all-in ↓

206 N GUNLOCK AVENUE, TAMPA, FL, 33609

Active13 days on marketListed Jul 24, 2026MLS #TB8532085

Reduced $9KSingle Family ResidenceOAKFORD

About this home

206 N GUNLOCK AVENUE

Virtually Staged. Welcome to 206 N. Gunlock Avenue, a rare opportunity to own a beautifully updated single-story home in one of South Tampa's most sought-after neighborhoods. Homes in this area, especially within the highly desirable Mitchell Elementary, Wilson Middle, and Plant High School districts, rarely become available at an affordable price, making this an opportunity you won't want to miss. Lovingly updated approximately four years ago, this home offers a warm, inviting feel from the moment you arrive. The spacious kitchen is designed to be the heart of the home, featuring beautiful wood cabinetry, granite countertops, and a convenient breakfast bar/coffee station that's perfect for your morning coffee, entertaining guests, or simply gathering with family. Major improvements include a roof that's approximately 10 years old, an air conditioning system that's approximately 7 years old, and an updated electrical system completed approximately 10 years ago, providing peace of mind for years to come. Step outside and enjoy the privacy of the fully fenced backyard, offering plenty of room for children, pets, gardening, or weekend barbecues. Situated on a quiet street with no pass-through traffic, you'll appreciate the peaceful setting while still being just minutes from everything Tampa has to offer. Location truly is everything, and this home delivers. You'll be less than 10 minutes from Tampa International Airport, International Plaza, WestShore Plaza, Raymond James Stadium, Bayshore Boulevard, Downtown Tampa, the Westshore Business District, Tampa's Riverwalk, Historic Ybor City, Hyde Park Village, Water Street Tampa, Tampa General Hospital, St. Joseph's Hospital, Memorial Hospital, the University of Tampa, and convenient access to the interstate system, making commuting throughout the Tampa Bay area incredibly easy. Whether you're looking for your first home, your forever home, or simply want to enjoy everything South Tampa has to offer, this property checks all the boxes. Updated, move-in ready, located in one of Tampa's premier school districts, and priced to attract serious buyers, opportunities like this don't come around very often. If you've been waiting for the right home in South Tampa, this just might be the one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,307

Sqft

0.17 ac

Lot size

1960

Year built

One

Levels

$487

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationConcrete Perimeter
FacesEast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$7,056/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,424 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,437
PMI (est., until 20% equity)$239
Property tax — 2025 actual bill$588
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,700
Interest rate6.00%
Loan term

Estimated payment

$4,424/mo

Principal & interest$3,437
PMI (est., until 20% equity)$239
Property taxes (actual bill)$588
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $637K
$442KedgeAI estimate $489,688 · range $460K$499K$662K

vs edgeAI estimate

+30.1%

$/sqft vs Tampa actives

$487 vs $301

Days on market

13 vs 41 typical

Where $487/sqft sits among the 400 Tampa actives

189
122
31 · this home
18
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakford Park

Map of 206 N GUNLOCK AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa5 min
Tampa Int’l Airport (TPA)11 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Oakford Park — neighborhood snapshot

Population

1,387

Median age

42

Median income

$77,415

Median home value

$392,421

Avg household

2

Households w/ children

135

For the school run

Hillsborough County School District

ElementaryMitchell Elementary School★★★★
HighPlant High School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

195 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $637,000 $9K
Jul 24, 2026Listed at $646,000 · 13 days on market since
1960Built · OAKFORD

Reality check

What actually sold near 206 N GUNLOCK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

210 N GLEN AVENUESold · Apr ’26

$425,000

210 N GLEN AVENUE · same community

3 bd · 1.5 ba · 1,231 sqft · $345/sqft · 91 DOM

805 N LINCOLN AVENUESold · Jul ’26

$550,000

805 N LINCOLN AVENUE · same community

3 bd · 2 ba · 1,466 sqft · $375/sqft · 114 DOM

3401 W NORTH B STREETSold · Dec ’25

$585,000

3401 W NORTH B STREET · same community

3 bd · 2 ba · 1,602 sqft · $365/sqft · 354 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 206 N GUNLOCK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 206 N GUNLOCK AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

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Goes straight to Eric’s phone and CRM.

Straight answers

206 N GUNLOCK AVENUE FAQs

What would the monthly payment be for 206 N GUNLOCK AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,424/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 206 N GUNLOCK AVENUE?+

The most recent tax bill on record (2025) was $7,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $637,000, this home is listed about 42% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 206 N GUNLOCK AVENUE?+

Mitchell Elementary School (elementary), Plant High School (high), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$637,000 runs 45% above the TAMPA 33609 median.

02Strong assigned schools

Mitchell Elementary School, Plant High School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Mitchell Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $646,000, now $637,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of FLORIDA TREASURE REALTY LLC · Rick Barcena. MLS #TB8532085.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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