2821 NE 17TH TER, GAINESVILLE, FL, 32609
Active2 days on marketListed Jul 23, 2026MLS #TB8532027
About this home
2821 NE 17TH TER
This concrete block home with SOLAR THAT WILL BE PAID AT CLOSING, offers a fantastic opportunity for savvy investors, first-time homebuyers, or those looking for an affordable move in ready home with low monthly expenses. No HOA and conveniently located just minutes from Gainesville Regional Airport, 3 miles from downtown, and less than 10 minutes to the University of Florida, this home boasts both accessibility and charm. The interior is filled with natural light that enhances the freshly painted living spaces. Solar panels provide energy efficiency, ensuring low utility bills. Situated on a spacious lot, the fully fenced backyard is perfect for relaxation, outdoor activities, or pets. A standout feature of this home is the converted carport, offering flexibility to suit your needs. This versatile space could serve as a large primary suite with the addition of a bathroom, a 4th bedroom, an office, or even a second living area. The laundry room, conveniently located off this space, adds practicality and convenience. Don't miss this unique property that combines location, efficiency, and potential. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,269
Sqft
0.2 ac
Lot size
1965
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
$/sqft vs Gainesville actives
$158 vs $198
Days on market
2 vs 36 typical
Where $158/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32609 — neighborhood snapshot
Population
19,694
Median age
35.9
Median income
$48,121
Median home value
$174,500
Avg household
2.31
Households w/ children
1,692
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
182 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2821 NE 17TH TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$213,000
2911 NE 17TH TERRACE · same community
3 bd · 1 ba · 1,269 sqft · $168/sqft · 92 DOM
Sold · Aug ’25$217,000
1638 NE 30TH AVENUE · same community
3 bd · 2 ba · 1,176 sqft · $185/sqft · 11 DOM
Sold · Jul ’26$232,000
2900 NE 17TH DRIVE · same community
4 bd · 2 ba · 1,496 sqft · $155/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2821 NE 17TH TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2821 NE 17TH TER — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2821 NE 17TH TER FAQs
What would the monthly payment be for 2821 NE 17TH TER?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2821 NE 17TH TER?+
The most recent tax bill on record (2025) was $4,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $199,900, this home is listed about 32% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2821 NE 17TH TER?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARPENTER REALTY GROUP · Tyler Carpenter. MLS #TB8532027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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