
3187 SHORELINE DRIVE, CLEARWATER, FL, 33760
Active5 days on marketListed Jul 28, 2026MLS #TB8531964
About this home
3187 SHORELINE DRIVE
Welcome to a spectacular Mediterranean-style waterfront estate nestled along the shores of Tampa Bay, where timeless architecture meets breathtaking panoramic water views. This exceptional residence offers over 4,200 square feet of thoughtfully designed living space with 5 bedrooms, 3 full bathrooms, and 2 half bathrooms, making it ideal for multi-generational living, entertaining, or simply enjoying the Florida waterfront lifestyle. From the moment you enter, you'll be impressed by elegant arches, soaring double tray ceilings, and an open, flowing floor plan filled with natural light. The main level features three spacious bedrooms, two full bathrooms, a formal living room, an inviting great room with a faux fireplace that can be reconnected to gas, a well-appointed kitchen with granite countertops, a laundry room, and a versatile loft space perfect for a home office, reading nook, or play area. Step outside to the expansive screened balcony and take in sweeping views of Tampa Bay and the Bayside Bridge. Whether you're enjoying your morning coffee, hosting sunset gatherings, or relaxing under the evening skyline, the outdoor living spaces provide an unforgettable backdrop of sparkling water, stunning sunsets, and twinkling city lights. A standout feature of this home is the private in-law suite, offering over 1,900 square feet of additional living space on the lower level. Complete with two bedrooms, a full kitchen, one full bathroom, one half bathroom, its own laundry area, and a dedicated office/flex room, this space is perfect for extended family, guests, or potential income-producing opportunities. Accessibility has been thoughtfully incorporated with both an elevator and wheelchair lift, providing convenient access throughout the home. Nature lovers will appreciate watching dolphins play in the bay from the comfort of their own backyard, while boating enthusiasts will enjoy the waterfront setting. Conveniently located just minutes from Tampa International Airport, downtown Tampa, Clearwater, St. Petersburg, premier shopping, fine dining, golf courses, and Florida's award-winning Gulf beaches, this home offers the perfect balance of peaceful waterfront living and everyday convenience. Don't miss this rare opportunity to own a one-of-a-kind waterfront retreat with spectacular views, timeless Mediterranean charm, and endless possibilities. Schedule your private showing today and experience the exceptional lifestyle that 3187 Shoreline Dr. has to give.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,134
Sqft
0.38 ac
Lot size
2
Garage
2000
Year built
Three Or More
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,278 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,278/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$375 vs $218
Days on market
5 vs 47 typical
Where $375/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seabrooke
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Seabrooke — neighborhood snapshot
Population
463
Median age
41
Median income
$51,210
Median home value
$310,200
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 785% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3187 SHORELINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$965,000
3185 SHORELINE DRIVE · same community
5 bd · 3.5 ba · 3,874 sqft · $249/sqft · 10 DOM
Sold · Aug ’25$575,000
1996 PROMENADE WAY · same community
3 bd · 2 ba · 1,955 sqft · $294/sqft · 110 DOM
Sold · Jun ’26$559,000
2974 163RD TERRACE N
4 bd · 3 ba · 2,583 sqft · $216/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3187 SHORELINE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3187 SHORELINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3187 SHORELINE DRIVE FAQs
What would the monthly payment be for 3187 SHORELINE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,278/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3187 SHORELINE DRIVE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3187 SHORELINE DRIVE?+
The most recent tax bill on record (2025) was $24,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3187 SHORELINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,549,000, this home is listed about 463% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3187 SHORELINE DRIVE?+
Frontier Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Paul Ly. MLS #TB8531964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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