Eric Chery
$314,9003 bd2 ba1,456 sqft$216 /sqft$2,285 /mo all-in ↓

13105 WESTERN CIRCLE, HUDSON, FL, 34667

Active0 days on marketListed Jul 23, 2026MLS #TB8531896

Single Family ResidenceBEACON WOODS IRONWOOD VILLAGE

About this home

13105 WESTERN CIRCLE

Golfer's Dream on the 4th Fairway! Wake up to stunning fairway views from this charming 3-bedroom, 2-bath home in the sought-after Ironwood Village neighborhood of Beacon Woods, perfectly situated just steps from the green on the community golf course's 4th fairway. Whether you're an avid golfer or simply love the peaceful, scenic backdrop, this location offers an unbeatable lifestyle for those who appreciate the game — and the view. Nestled on a mature, beautifully landscaped lot on a quiet cul-de-sac street, this well-maintained 1985-built home offers 1,456 heated/cooled square feet (2,298 total SF) of comfortable living space. The functional floor plan features a kitchen, breakfast nook, formal dining room, spacious living room, and a versatile wet bar — perfect for entertaining. Step outside to the L-shaped screened porch, an ideal spot to unwind while overlooking the fairway. A 2-car garage and durable vinyl siding over solid wood construction round out this well-cared-for home. Best of all, this home is NOT in a flood zone and does not require flood insurance, yet you're still just minutes from all the Gulf Coast has to offer — within 3 miles of a public boat ramp, marinas, sandy beaches, and waterfront dining. Everyday convenience is at your fingertips with nearby grocery stores, shopping, and restaurants, while quick access to major highways puts Tampa's world-class sports teams, airports, dining, and entertainment within easy reach. Golf course living, coastal convenience, and easy commuting — this home in Ironwood Village at Beacon Woods truly offers the best of every world. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,456

Sqft

0.22 ac

Lot size

2

Garage

1985

Year built

One

Levels

$216

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorWet Bar
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewGolf Course
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox

Community & fees

HOA fee$30/mo
Taxes (2025)$1,222/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Golf

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,285 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$102
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,022
Interest rate6.00%
Loan term

Estimated payment

$2,285/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$102
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$200KedgeAI estimate $244,989 · range $209K$276K$327K

vs edgeAI estimate

+28.5%

Days on market

0 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beacon Woods

Map of 13105 WESTERN CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Beacon Woods — neighborhood snapshot

Population

2,104

Median age

66

Median income

$48,388

Median home value

$159,771

Avg household

2

Households w/ children

99%

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $314,900 · 0 days on market since
1985Built · BEACON WOODS IRONWOOD VILLAGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13105 WESTERN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13105 WESTERN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13105 WESTERN CIRCLE FAQs

What would the monthly payment be for 13105 WESTERN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,285/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13105 WESTERN CIRCLE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13105 WESTERN CIRCLE?+

The most recent tax bill on record (2025) was $1,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13105 WESTERN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $314,900, this home is listed about 5% below the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13105 WESTERN CIRCLE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$314,900 runs 11% above the HUDSON 34667 median.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Hudson market that averages 42 — if it fits, move quickly.

Listing courtesy of HOMEXPRESS REALTY, INC. · Mike Shumaker. MLS #TB8531896.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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