Eric Chery
$289,0002 bd2.5 ba1,407 sqft$205 /sqft$2,369 /mo all-in ↓

10 LONDON LANE, ORMOND BEACH, FL, 32176

Active1 days on marketListed Jul 22, 2026MLS #TB8531613

Priced 19% below the ORMOND BEACH 32176 medianSingle Family ResidenceNEW BRITAIN SEC 02

About this home

10 LONDON LANE

Looking for beach, sand, and surf? Welcome to the beach Life! This charming two-story townhome with a one-car garage is located in one of the area's most desirable communities, where opportunities like this are few and far between due to limited inventory. Filled with natural light, the home features a modern U-shaped kitchen with stainless steel appliances and accents, creating a bright and inviting living space. Recent updates include a brand-new A/C (2026), new roof (2023), new water heater (2024), electrical updated in 2010 and hurricane-impact sliding glass doors for added peace of mind. Enjoy maintenance free living with a low HOA of just $212/ month, which covers lawn care, pest control, a heated community pool, and tennis courts. Best of all, the pool is just steps from your front door, making it easy to enjoy the Florida lifestyle every day. Don't miss your chance to own in this highly sought-after beachside community. One or more photos have been digitally enhanced.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,407

Sqft

0.04 ac

Lot size

1

Garage

1979

Year built

Two

Levels

$205

Per sqft

NegotiablePets allowed

Inside

FlooringOther
AppliancesDishwasher · Dryer · Microwave · Other · Refrigerator · Washer
InteriorCeiling Fan(s) · Other
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationOther
FacesNortheast
ExteriorOther · Private Yard · Sliding Doors

Community & fees

HOA fee$212/mo
Taxes (2025)$2,012/yr
PetsCats OK, Dogs OK, Yes
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,369 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$168
HOA fee — from the listing$212
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,369/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$168
HOA / condo fee$212
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ormond Beach

Map of 10 LONDON LANE

Drive times from this address

Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $289,000 · 1 days on market since
1979Built · NEW BRITAIN SEC 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10 LONDON LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10 LONDON LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

10 LONDON LANE FAQs

What would the monthly payment be for 10 LONDON LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,369/mo — principal and interest, the actual property-tax bill, the $212/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10 LONDON LANE?+

The association fee works out to $212 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10 LONDON LANE?+

The most recent tax bill on record (2025) was $2,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10 LONDON LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $289,000, this home is listed about 32% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10 LONDON LANE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORMOND BEACH 32176 market on paper

$289,000 is 19% below the ORMOND BEACH 32176 median of $358,500, and at $205/sqft it sits under the Ormond Beach average of $272.

02Fresh on the market

Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PALLADIUM INVESTMENTS INC · Matthew Brown. MLS #TB8531613.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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