644 72ND AVENUE, ST PETE BEACH, FL, 33706
Active3 days on marketListed Jul 28, 2026MLS #TB8531341
About this home
644 72ND AVENUE
Virtually Staged. An exceptional opportunity to own a fully furnished, turnkey four-unit property in the heart of St. Pete Beach, just moments from the sugar-white sands of the Gulf. Beautifully updated throughout, this versatile property features two two-bedroom residences, two one-bedroom residences—including a detached studio—and private kitchens, dining areas, and modern finishes in every unit. Luxury vinyl plank flooring, thoughtfully renovated interiors, and a cohesive coastal aesthetic create an inviting experience for guests or residents alike. Permitted for nightly rentals, this property offers outstanding flexibility for investors seeking short-term rental income, while also lending itself to multi-generational living, seasonal use, or a combination of personal enjoyment and investment potential. Offered fully furnished, it's truly ready to begin generating income from day one. Outside, the spacious lot provides even more opportunity. In addition to four dedicated parking spaces, there's ample room to create an outdoor entertainment area with grilling, dining, fire pit seating, or additional parking, allowing future owners to further enhance the property's appeal. Ideally located just blocks from the beach, residents and guests can easily enjoy Corey Avenue's restaurants, boutiques, Sunday Market, waterfront dining, and all that vibrant St. Pete Beach has to offer, while downtown St. Petersburg is just a short 20 minute drive away. Whether you're expanding your investment portfolio, creating a family compound, or looking for a rare coastal property with exceptional flexibility, this is a unique opportunity in one of Tampa Bay's most sought-after beach communities.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
2,885
Sqft
0.12 ac
Lot size
1963
Year built
Two
Levels
$589
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,164 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,164/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$589 vs $509
Days on market
3 vs 85 typical
Where $589/sqft sits among the 182 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
91 of 182
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 278% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 644 72ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,650,000
650 70TH AVENUE
6 bd · 4 ba · 2,938 sqft · $562/sqft · 281 DOM
Sold · Apr ’26$1,130,000
7013 BOCA CIEGA DRIVE
5 bd · 5 ba · 2,780 sqft · $406/sqft · 284 DOM
Sold · Jul ’26$2,400,000
422 55TH AVENUE
5 bd · 4 ba · 2,993 sqft · $802/sqft · 322 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 644 72ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 644 72ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
644 72ND AVENUE FAQs
What would the monthly payment be for 644 72ND AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 644 72ND AVENUE?+
The most recent tax bill on record (2025) was $14,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $1,699,000, this home is listed about 184% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 644 72ND AVENUE?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,699,000 runs 278% above the ST PETE BEACH 33706 median — but at 2,885 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a St Pete Beach market that averages 85 — if it fits, move quickly.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Melinda Persuitte. MLS #TB8531341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Pete Beach homes, in your inbox
Like 644 72ND AVENUE but not quite? A daily digest of every new listing in St Pete Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →