Eric Chery

145TH LANE, LARGO, FL, 33774

Active2 days on marketListed Jul 19, 2026MLS #TB8530764

About this home

145TH LANE

No Flooding on this street from Hurricane Helene or Milton! The Land is now cleared out and there is access to reach the intercoastal. Do not miss this ideal land investment opportunity located in the heart of Largo! With .83 of an acre is waiting for you to build your dream home or owner will subdivide the land into two lots for 2 single-family homes. Also the water and sewer is in place for two homes. This lot is centrally located and minutes from the Beach! Located next to the Largo Marina where you can keep your boat high and dry! This marina is full service meaning they will not just store and clean your boat but also be able to launch it into the intercoastal whenever you please! Nearby Parks include John R. Bonner Nature Park & George C. McGough Nature Park. Popular restaurants nearby include P.J.s Oyster Bar, Forchetta’s Italian Eatery, and much more! You don't want to miss this opportunity to build on a perfect slice of Florida life!

Facts & features

The home at a glance

0.83 ac

Lot size

Park/Greenbelt & Water view

Inside

Outside & construction

ViewPark/Greenbelt · Water
FacesEast

Community & fees

Taxes (2025)$6,437/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,307 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$536
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,307/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$536
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Yellow Bank Grove

Map of 145TH LANE inside its neighborhood boundary

Get to know Largo. See the full Largo guide →

Yellow Bank Grove — neighborhood snapshot

Population

398

Median age

61

Median income

$59,788

Median home value

$191,092

Avg household

2

Households w/ children

13%

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 300% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $799,000 · 2 days on market since

Reality check

What actually sold near 145TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10215 REGAL DRIVE UNIT 56Sold · Jul ’26

$190,000

10215 REGAL DRIVE UNIT 56

1 bd · 1 ba · 815 sqft · $233/sqft · 83 DOM

10350 IMPERIAL POINT DRIVE W UNIT 15Sold · Aug ’25

$135,000

10350 IMPERIAL POINT DRIVE W UNIT 15

1 bd · 1 ba · 815 sqft · $166/sqft · 448 DOM

10351 REGAL DRIVE UNIT 25Sold · Feb ’26

$160,000

10351 REGAL DRIVE UNIT 25

1 bd · 1 ba · 815 sqft · $196/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 145TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 145TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

145TH LANE FAQs

What would the monthly payment be for 145TH LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 145TH LANE?+

The most recent tax bill on record (2025) was $6,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $799,000, this home is listed about 196% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 145TH LANE?+

Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,000 runs 300% above the LARGO 33774 median.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 2 days on market in a Largo market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Kyle Collins. MLS #TB8530764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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