9402 N 12TH ST, TAMPA, FL, 33612
Active17 days on marketListed Jul 17, 2026MLS #TB8530484
About this home
9402 N 12TH ST
Virtually Staged. Finally... a home with enough space for your life. If you've been frustrated by tiny lots, HOA restrictions, or homes that still need thousands of dollars in updates, this one is worth seeing. This beautifully renovated 4-bedroom, 2.5-bath home sits on a spacious corner lot with room to enjoy. Whether you have a work truck, an RV, a boat, or simply want a backyard where your family can actually spend time together, you'll appreciate the flexibility this property offers. Inside, you'll find a bright, modern layout with luxury vinyl flooring, stainless steel appliances, plantation shutters throughout, and even Bluetooth speakers built into every bathroom exhaust fan, a fun feature you don't see every day. The backyard is ready for entertaining with a 15' x 15' deck, and the location makes everyday life easy with quick access to I-275, USF, Downtown Tampa, shopping, restaurants, and hospitals. To make it even better, eligible buyers may qualify for special financing, including interest rates starting as low as 4.49 through participating lenders. Ask me for details and see if you qualify. Come see it in person. Pictures don't show how much space this home really gives you.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,680
Sqft
0.21 ac
Lot size
1927
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Tampa actives
$256 vs $297
Days on market
17 vs 39 typical
Where $256/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Tampa Community
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
North Tampa Community — neighborhood snapshot
Population
8,377
Median age
36
Median income
$41,661
Median home value
$225,555
Avg household
3
Households w/ children
983
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $450K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
187 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 9402 N 12TH ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$350,000
9503 N 10TH STREET · same community
4 bd · 3 ba · 1,624 sqft · $216/sqft · 2 DOM
Sold · May ’26$105,000
9408 N 12TH STREET · same community
3 bd · 1.5 ba · 939 sqft · $112/sqft · 3 DOM
Sold · Aug ’25$235,000
1028 E 93RD AVENUE UNIT A · same community
2 bd · 1 ba · 720 sqft · $326/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9402 N 12TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9402 N 12TH ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9402 N 12TH ST FAQs
What would the monthly payment be for 9402 N 12TH ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9402 N 12TH ST?+
The most recent tax bill on record (2025) was $2,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $430,000, this home is listed about 4% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9402 N 12TH ST?+
Chamberlain High School (high), Forest Hills Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 34% above the TAMPA 33612 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $449,000, now $430,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HABLOFT GLOBAL · Tatiana Torres Torres. MLS #TB8530484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 9402 N 12TH ST but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →