Eric Chery
$560,0002 bd2 ba1,503 sqft$373 /sqft$4,376 /mo all-in ↓

13607 101ST TERRACE, SEMINOLE, FL, 33776

Active7 days on marketListed Jul 17, 2026MLS #TB8530443

Private poolFully furnishedSingle Family ResidenceURBAN FARMS

About this home

13607 101ST TERRACE

Welcome to your own private waterfront retreat! This beautifully renovated, fully furnished home is completely turnkey and ready for immediate enjoyment as a primary residence, vacation home, or income-producing investment property, thoughtfully updated throughout, the home features a bright, open floor plan with new interior walls, fresh textures, recessed LED lighting, modern fixtures, and beautifully remodeled bathrooms with illuminated LED mirrors. Every detail has been carefully selected to create a stylish and comfortable living, The property is being sold fully furnished, including furniture, beds, mattresses, linens, décor, kitchenware, household essentials, and three Smart TVs, allowing the new owner to move in or begin generating rental income immediately, Step outside to your own resort-style backyard featuring a screened pool, newly resurfaced pool, brand-new pool heater and filtration system, premium artificial turf, professional landscaping, new irrigation system, custom mini-golf area, fire pit gathering space, outdoor gas heater, and an expansive BBQ and entertainment area perfect for relaxing or hosting guests. Major recent improvements include a new shingle roof (2017), new HVAC system (2022), complete plumbing replacement (2022), hurricane-impact windows, hurricane-rated garage door, new gutters with gutter guards, updated exterior lighting, and newer major appliances including refrigerator, range, microwave, dishwasher, washer, and dryer, Ideally located just minutes from the award-winning Gulf beaches, Seminole City Center, shopping, restaurants, parks, golf courses, marinas, and top-rated schools, this home offers the perfect combination of luxury, convenience, and coastal lifestyle, Whether you're searching for a full-time residence, seasonal getaway, or a turnkey vacation rental, this exceptional waterfront property offers incredible value, quality upgrades, and outstanding investment potential, Don't miss this rare opportunity—schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,503

Sqft

0.23 ac

Lot size

2

Garage

1966

Year built

One

Levels

$373

Per sqft

Private poolFurnished

Inside

FlooringCeramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

Taxes (2025)$8,060/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$672
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,376/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$672
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$512KedgeAI estimate $592,225 · range $533K$741K$770K

vs edgeAI estimate

−5.4%

$/sqft vs Seminole actives

$373 vs $253

Days on market

7 vs 44 typical

Where $373/sqft sits among the 301 Seminole actives

62
37
54
48
48
52 · this home
$108–157$157–207$207–256$256–305$305–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Urban Farms

Map of 13607 101ST TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Urban Farms — neighborhood snapshot

Population

265

Median age

50

Median income

$102,321

Median home value

$450,000

Avg household

3

Households w/ children

23%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

166 of 301

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $560,000 · 7 days on market since
1966Built · URBAN FARMS

Reality check

What actually sold near 13607 101ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19201 VISTA LANE UNIT D7Sold · Mar ’26

$625,000

19201 VISTA LANE UNIT D7

3 bd · 3 ba · 1,500 sqft · $417/sqft · 202 DOM

13896 83RD PLACESold · Mar ’26

$425,000

13896 83RD PLACE

3 bd · 2 ba · 1,524 sqft · $279/sqft · 138 DOM

13999 80TH AVENUESold · Jun ’26

$455,000

13999 80TH AVENUE

2 bd · 2 ba · 1,538 sqft · $296/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13607 101ST TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13607 101ST TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13607 101ST TERRACE FAQs

What would the monthly payment be for 13607 101ST TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,376/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13607 101ST TERRACE?+

The most recent tax bill on record (2025) was $8,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $560,000, this home is listed about 36% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 13607 101ST TERRACE?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$560,000 runs 12% above the SEMINOLE 33776 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Seminole market that averages 44 — if it fits, move quickly.

04Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JPT REALTY LLC · Javier Perez. MLS #TB8530443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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