5709 SEA TROUT PLACE, APOLLO BEACH, FL, 33572
Active20 days on marketListed Jul 14, 2026MLS #TB8529285
About this home
5709 SEA TROUT PLACE
Direct Tampa Bay Access, Assumable 2.25% Interest Rate, Waterfront Living at Its Finest in MiraBay! Imagine ending every day with a sunset cruise from your own backyard. Perfectly positioned on a quiet cul-de-sac with 136 feet of saltwater frontage, this exceptional waterfront residence offers direct access to Tampa Bay, making it a dream come true for boating enthusiasts. Equipped with a 10,000-lb boat lift plus a dedicated Jet Ski lift, you'll spend less time trailering and more time enjoying the Florida lifestyle. Built by David Weekley, this sought-after Sand Dollar floor plan offers an impressive 3,635 square feet with 4 bedrooms, a private home office, formal dining room, and the primary suite conveniently located on the first floor. Designed for both everyday living and entertainment, the expansive layout provides room for everyone to gather while still offering private spaces to work, study, or relax. The heart of the home is the stunning chef's kitchen featuring wrap-around seating, soaring ceilings, abundant cabinetry, and newer GE Profile stainless steel appliances, including a 2025 built-in Advantium microwave/oven, 2021 refrigerator, and 2020 dishwasher. Natural light pours into the open-concept living spaces, highlighting the extra-long, extra-wide luxury vinyl plank flooring throughout the main level, while upgraded STAINMASTER carpet with memory foam padding adds comfort to the primary suite and second floor. Step outside to an oversized waterfront homesite offering endless possibilities. With plenty of room to design your dream pool, the backyard is ready to become your own private waterfront oasis where family and friends can gather after a day on the water. Major improvements provide peace of mind, including a new roof (2024) and new upstairs 3-ton, 15.5 SEER air conditioning system (2025), allowing you to move in with confidence. As an added bonus, qualified buyers may have the opportunity to assume the existing 2.25% interest rate. Beyond the home, you'll experience the unmatched lifestyle of MiraBay, one of Apollo Beach's premier gated waterfront communities. Designed around the beauty of Florida's coastal living, residents enjoy an impressive collection of resort-inspired amenities including a spectacular clubhouse, zero-entry heated resort pool with waterslide, lap pool, state-of-the-art fitness center, café, tennis and pickleball courts, basketball courts, playgrounds, parks, miles of scenic walking trails, and year-round community events. Launch a kayak or paddleboard from the community launch, explore the neighborhood's interconnected lagoons, or simply enjoy peaceful evening strolls beneath swaying palms and waterfront sunsets. Conveniently located near waterfront restaurants, marinas, shopping, I-75, Downtown Tampa, Tampa International Airport, award-winning Gulf beaches, and some of Florida's best boating destinations, MiraBay offers the perfect balance of luxury, recreation, and convenience. Waterfront homes offering this combination of direct Tampa Bay boating access, premium updates, expansive living space, oversized homesite, resort-style amenities, and an assumable 2.25% interest rate are exceptionally rare. Schedule your private showing today and discover why 5709 Sea Trout Place is more than just a home- it's your gateway to the Florida waterfront lifestyle you've been dreaming about.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,536
Sqft
0.32 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,545 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,545/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.7%
$/sqft vs MIRABAY PH 3B-2
$311 vs $357
Days on market
20 vs 56 typical
Where $311/sqft sits among the 6 homes for sale in MIRABAY PH 3B-2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
MIRABAY PH 3B-2 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5709 SEA TROUT PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$980,000
710 ISLEBAY DRIVE · same community
5 bd · 4 ba · 3,779 sqft · $259/sqft · 256 DOM
Sold · Aug ’25$960,000
5710 TORTOISE PLACE · same community
3 bd · 3 ba · 3,171 sqft · $303/sqft · 20 DOM
Sold · May ’26$1,032,000
5711 TORTOISE PLACE · same community
4 bd · 3.5 ba · 2,948 sqft · $350/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5709 SEA TROUT PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5709 SEA TROUT PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5709 SEA TROUT PLACE FAQs
What would the monthly payment be for 5709 SEA TROUT PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,545/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5709 SEA TROUT PLACE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5709 SEA TROUT PLACE?+
The most recent tax bill on record (2025) was $12,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5709 SEA TROUT PLACE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,100,000, this home is listed about 124% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5709 SEA TROUT PLACE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 149% above the APOLLO BEACH 33572 median — but at 3,536 sqft it's also 67% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kalani Hayman. MLS #TB8529285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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