516 78TH AVENUE, ST PETE BEACH, FL, 33706
Active9 days on marketListed Jul 15, 2026MLS #TB8529092
About this home
516 78TH AVENUE
Build your dream beach home in the heart of St. Pete Beach! This vacant residential lot offers a rare opportunity to create a custom coastal retreat just blocks from the Gulf of Mexico’s white sand beaches. Conveniently located near local restaurants, shopping, parks, marinas, and all the entertainment St. Pete Beach has to offer, you’ll enjoy the best of Florida beach living. Whether you’re looking to build a primary residence, vacation home, or investment property, this lot provides an outstanding location with easy access to downtown St. Petersburg, Pass-a-Grille, and Tampa International Airport. Don’t miss your chance to own land in one of Florida’s most desirable beach communities.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 516 78TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$512,000
421 77TH AVENUE · same community
2 bd · 1 ba · 942 sqft · $544/sqft · 133 DOM
Sold · Jul ’26$320,000
601 78TH AVENUE · same community
2 bd · 1 ba · 1,102 sqft · $290/sqft · 76 DOM
Sold · Dec ’25$370,000
631 77TH AVENUE · same community
3 bd · 2 ba · 1,385 sqft · $267/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 516 78TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 516 78TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
516 78TH AVENUE FAQs
What would the monthly payment be for 516 78TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 516 78TH AVENUE?+
The most recent tax bill on record (2025) was $3,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 516 78TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $305,000, this home is listed about 49% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 516 78TH AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELITEEAGLE REALTY SERVICES, LL · Helena Mathews. MLS #TB8529092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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