2848 DUNCAN TREE CIRCLE, VALRICO, FL, 33594
Active8 days on marketListed Jul 15, 2026MLS #TB8529019
About this home
2848 DUNCAN TREE CIRCLE
Welcome to this beautifully maintained pool home in the heart of Valrico, where comfort, style, and functionality come together. Thoughtful details such as crown molding, chair rail accents, and durable wood-look laminate flooring create a warm and inviting atmosphere throughout. The well-appointed kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, laminate countertops, generous cabinet storage, and ample prep space. Ceiling fans throughout the home provide added comfort year-round. The spacious primary suite serves as a private retreat with a large walk-in closet and an en-suite bathroom complete with dual vanities, a relaxing garden tub, and a separate walk-in shower. Step outside to your own backyard oasis featuring a screened-in pool and covered patioperfect for enjoying Florida living, hosting friends, or simply unwinding. The fully fenced backyard offers privacy and plenty of room for outdoor activities. Don't miss the opportunity to make this exceptional Valrico pool home yours. In addition to the advertised base rent, residents are enrolled in the Resident Benefits Package (RBP) for $50.00 per month. This package includes HVAC air filter delivery, credit building through on-time rent payments, utility concierge service for a seamless move-in experience, and additional resident perks. More details are available upon application. Pets are welcome! 2 pets, up to 75 lbs. each). Pool maintenance is included. Occupied and will be available as soon as 08/27/2026!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,300
Sqft
0.24 ac
Lot size
2
Garage
2001
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$1 vs $218
Days on market
8 vs 34 typical
Where $1/sqft sits among the 194 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Duncan Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Duncan Groves — neighborhood snapshot
Population
882
Median age
44
Median income
$121,563
Median home value
$407,600
Avg household
3
Households w/ children
114
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 194
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2848 DUNCAN TREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$520,000
2846 DUNCAN TREE CIRCLE · same community
4 bd · 3 ba · 2,437 sqft · $213/sqft · 83 DOM
Sold · Dec ’25$545,000
2864 DUNCAN TREE CIRCLE · same community
4 bd · 3 ba · 2,440 sqft · $223/sqft · 47 DOM
Sold · Jul ’25$545,000
2814 DUNCAN TREE CIRCLE · same community
4 bd · 3 ba · 2,563 sqft · $213/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2848 DUNCAN TREE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2848 DUNCAN TREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2848 DUNCAN TREE CIRCLE FAQs
What would the monthly payment be for 2848 DUNCAN TREE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2848 DUNCAN TREE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $3,000, this home is listed about 99% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2848 DUNCAN TREE CIRCLE?+
Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33594 market on paper
$3,000 is 99% below the VALRICO 33594 median of $409,950, and at $1/sqft it sits under the Valrico average of $217.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Valrico Elementary School, Mulrennan Middle School, Durant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WRIGHT DAVIS REAL ESTATE · Chelsie Lewis. MLS #TB8529019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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