Eric Chery
$415,000$430,0004 bd2 ba1,455 sqft$285 /sqft$2,922 /mo all-in ↓

8848 OAK CIRCLE, TAMPA, FL, 33615

Active12 days on marketListed Jul 12, 2026MLS #TB8528307

Reduced $15KSingle Family ResidenceTOWNN COUNTRY PARK UNIT 54

About this home

8848 OAK CIRCLE

Fantastic opportunity in Town 'N Country! This 4-bedroom, 2-bathroom block home features 1,455 sq ft of living space, a cozy fireplace, and an expansive 7,800 sq ft lot. Enjoy the ultimate freedom of NO HOA or CDD fees. Unbeatable location just minutes from Tampa International Airport, premier shopping malls, downtown Tampa, and local area beaches. Perfect for first-time buyers or investors alike. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,455

Sqft

0.18 ac

Lot size

1973

Year built

One

Levels

$285

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesSouth
ExteriorStorage

Community & fees

Taxes (2025)$1,624/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$2,922/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$307KedgeAI estimate $382,717 · range $320K$457K$476K

vs edgeAI estimate

+8.4%

$/sqft vs Tampa actives

$285 vs $303

Days on market

12 vs 33 typical

Where $285/sqft sits among the 400 Tampa actives

206 · this home
104
33
18
14
25
$151–305$305–460$460–614$614–769$769–923$923+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinehurst

Map of 8848 OAK CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)17 min
Downtown Tampa20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Pinehurst — neighborhood snapshot

Population

3,286

Median age

40

Median income

$55,660

Median home value

$242,766

Avg household

3

Households w/ children

397

For the school run

Hillsborough County School District

ElementaryWoodbridge Elementary School★★★★
HighAlonso High School★★★★
MiddleSergeant Paul R Smith Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

182 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $15K
Jul 12, 2026Listed at $430,000 · 12 days on market since
1973Built · TOWNN COUNTRY PARK UNIT 54

Reality check

What actually sold near 8848 OAK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8806 OAK CIRCLESold · Jun ’26

$430,000

8806 OAK CIRCLE · same community

3 bd · 2 ba · 1,238 sqft · $347/sqft · 3 DOM

8841 OAK CIRCLESold · Dec ’25

$400,000

8841 OAK CIRCLE · same community

4 bd · 2 ba · 1,680 sqft · $238/sqft · 27 DOM

8807 OAK CIRCLESold · Aug ’25

$545,000

8807 OAK CIRCLE · same community

4 bd · 4 ba · 1,801 sqft · $303/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8848 OAK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8848 OAK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

8848 OAK CIRCLE FAQs

What would the monthly payment be for 8848 OAK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8848 OAK CIRCLE?+

The most recent tax bill on record (2025) was $1,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $415,000, this home is listed about 11% below the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8848 OAK CIRCLE?+

Woodbridge Elementary School (elementary), Alonso High School (high), Sergeant Paul R Smith Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$415,000 runs 19% above the TAMPA 33615 median.

02Strong assigned schools

Woodbridge Elementary School, Alonso High School, Sergeant Paul R Smith Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $430,000, now $415,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of RE FLORIDA HOMES · Nelson Blanco. MLS #TB8528307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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