Eric Chery
$299,9003 bd2 ba1,519 sqft$197 /sqft$2,467 /mo all-in ↓

3438 MOOG ROAD, HOLIDAY, FL, 34691

Active2 days on marketListed Jul 21, 2026MLS #TB8528276

Single Family ResidenceBEACON SQUARE

About this home

3438 MOOG ROAD

Beautiful move-in ready 3BR/2BA waterfront home fully renovated and featuring a split floor plan, two-car garage, and modern upgrades throughout. The brand-new kitchen features granite countertops, all-new Whirlpool appliances, and a convenient breakfast pass-through. Spacious living/dining combo with additional flex space ideal for an office. The primary suite includes a walk-in closet and updated bathroom. Secondary bedrooms are generously sized, and the guest bath offers a double-sink vanity. Home includes an inside laundry room with mop sink. Enjoy outdoor living in the large screened porch overlooking a peaceful backyard and waterfront. A new irrigation system with new pump draws water directly from the pond—no irrigation water cost. Seller will contribute up to $5,000 toward closing costs with acceptable offer. This move-in ready home is a must see. This move-in ready home is a must see.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,519

Sqft

0.14 ac

Lot size

2

Garage

1974

Year built

One

Levels

$197

Per sqft

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$4,911/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,467 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$409
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,467/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$409
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$229KedgeAI estimate $257,095 · range $238K$303K$315K

vs edgeAI estimate

+16.6%

$/sqft vs BEACON SQUARE

$197 vs $204

Days on market

2 vs 37 typical

Where $197/sqft sits among the 52 homes for sale in BEACON SQUARE

10
6
13 · this home
15
2
6
$148–168$168–189$189–210$210–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Map of 3438 MOOG ROAD

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

25 of 52

BEACON SQUARE have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $299,900 · 2 days on market since
1974Built · BEACON SQUARE

Reality check

What actually sold near 3438 MOOG ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3721 LIGHTHOUSE WAYSold · Mar ’26

$315,500

3721 LIGHTHOUSE WAY · same community

3 bd · 2 ba · 1,519 sqft · $208/sqft · 9 DOM

3249 PINEHURST DRIVESold · Apr ’26

$225,000

3249 PINEHURST DRIVE · same community

3 bd · 2 ba · 1,536 sqft · $146/sqft · 42 DOM

3240 COLUMBUS DRIVESold · Jan ’26

$235,000

3240 COLUMBUS DRIVE · same community

3 bd · 3 ba · 1,608 sqft · $146/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3438 MOOG ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3438 MOOG ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3438 MOOG ROAD FAQs

What would the monthly payment be for 3438 MOOG ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3438 MOOG ROAD?+

The most recent tax bill on record (2025) was $4,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $299,900, this home is listed about 22% above the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3438 MOOG ROAD?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EZ HOME CHOICE LLC · Rossella Rotondo. MLS #TB8528276.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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