Eric Chery
$375,0002 bd2 ba2,021 sqft$186 /sqft$3,100 /mo all-in ↓

7401 ISLANDER LANE, HUDSON, FL, 34667

Active15 days on marketListed Jul 9, 2026MLS #TB8527719

WaterfrontSingle Family ResidenceSEA PINES

About this home

7401 ISLANDER LANE

Virtually Staged. **Waterfront opportunities like this don't come along often.** Completely renovated after Hurricane Helene and now offered at nearly **$90,000 less than the current owners paid just three years ago**, this beautifully updated Gulf-access home represents one of the best waterfront values on Florida's Nature Coast. If you've dreamed of affordable waterfront living without sacrificing modern finishes, peace of mind, or boating access, this is the opportunity you've been waiting for. Launch your boat from your own backyard and be on the open Gulf of Mexico in minutes. With **direct Gulf access, no bridges, a private dock, and a 10,000-pound boat lift**, every day can begin with a fishing trip, a cruise to nearby islands, or a sunset ride on the water. From the backyard, enjoy peaceful canal views where dolphins and manatees are frequent visitors. Inside, this thoughtfully renovated home offers a bright, open layout designed for comfortable everyday living and effortless entertaining. The beautifully updated kitchen features new cabinetry, countertops, stainless steel appliances, a breakfast bar, and an adjoining dining area. Tile flooring flows throughout the home, while the spacious primary suite and en-suite bath have been tastefully remodeled. A dedicated office provides the flexibility today's buyers need for working from home, hobbies, or accommodating overnight guests. One of the home's standout features is the **435-square-foot finished and enclosed waterfront lanai**. Surrounded by impact windows and overlooking the canal, this incredible space seamlessly expands the home's living area when the glass French doors are opened, creating the perfect setting for entertaining, relaxing with family and friends, or simply enjoying Florida's waterfront lifestyle year-round. Extensive improvements provide added confidence and value, including a **new roof (2023), elevated HVAC system (2025), updated electrical system, hurricane-impact windows and doors throughout most of the home, renovated bathrooms, and a completely updated kitchen.** Even better, the home offers the valuable benefit of **assumable flood insurance**, helping make waterfront ownership even more affordable. Outside, the fully fenced backyard offers plenty of room for pets, entertaining, or adding a future hot tub. A floating dock, spacious garage, and additional concrete parking for a boat or trailer complete the package. Located in the desirable **Sea Pines** waterfront community, residents enjoy access to a private clubhouse, community park, boat ramp, and community dock—all with **no mandatory HOA fees.** Just minutes from SunWest Park, local restaurants, shopping, and entertainment, you'll enjoy the perfect blend of convenience and Florida's laid-back coastal lifestyle. Whether you're searching for a full-time residence, seasonal retreat, or waterfront investment, this home offers an exceptional combination of extensive renovations, direct Gulf boating access, modern upgrades, and outstanding value that's increasingly difficult to find. Come experience the waterfront lifestyle you've always imagined.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,021

Sqft

0.14 ac

Lot size

1

Garage

1974

Year built

One

Levels

$186

Per sqft

Waterfront

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting

Community & fees

Taxes (2025)$6,802/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,100 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$567
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,100/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$567
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$256KedgeAI estimate $285,317 · range $267K$331K$390K

vs edgeAI estimate

+31.4%

$/sqft vs SEA PINES

$186 vs $236

Days on market

15 vs 42 typical

Where $186/sqft sits among the 29 homes for sale in SEA PINES

9 · this home
7
5
4
2
2
$137–190$190–243$243–296$296–349$349–402$402+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 7401 ISLANDER LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)60 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

20 of 29

SEA PINES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $375,000 · 15 days on market since
1974Built · SEA PINES

Reality check

What actually sold near 7401 ISLANDER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7324 ISLANDER LANESold · Apr ’26

$528,000

7324 ISLANDER LANE · same community

3 bd · 3 ba · 1,980 sqft · $267/sqft · 160 DOM

15550 BERTRAM DRIVESold · Jul ’25

$525,000

15550 BERTRAM DRIVE · same community

3 bd · 2.5 ba · 1,927 sqft · $272/sqft · 0 DOM

1059 Wynndale Way, Lantana FL 33462Sold · May ’26

$600,000

1059 Wynndale Way, Lantana FL 33462 · same community

3 bd · 2 ba · 1,780 sqft · $337/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7401 ISLANDER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7401 ISLANDER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7401 ISLANDER LANE FAQs

What would the monthly payment be for 7401 ISLANDER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7401 ISLANDER LANE?+

The most recent tax bill on record (2025) was $6,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $375,000, this home is listed about 14% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7401 ISLANDER LANE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Kevin Krueger. MLS #TB8527719.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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