132 SHELL FALLS DRIVE, APOLLO BEACH, FL, 33572
Active7 days on marketListed Jul 13, 2026MLS #TB8527293
About this home
132 SHELL FALLS DRIVE
Virtually Staged. Beautiful 2-bedroom, 2-bath home with a den/office, ideally situated on a tranquil pond in the highly sought-after 55+ community, Southshore Falls. Fresh interior paint and skylights fill the home with natural light, creating a bright and welcoming atmosphere. The open floor plan features a spacious living room, separate dining room, and a versatile den/office. The kitchen is appointed with Corian countertops and offers ample cabinet and counter space. Enjoy peaceful pond views from the large screened lanai, perfect for relaxing or entertaining. Southshore Falls offers resort-style amenities and a low-maintenance lifestyle, allowing you more time to enjoy everything the community has to offer. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,393
Sqft
0.08 ac
Lot size
2
Garage
2005
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,566 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,566/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Apollo Beach actives
$186 vs $228
Days on market
7 vs 56 typical
Where $186/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
223 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 132 SHELL FALLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$245,000
124 SHELL FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $176/sqft · 1 DOM
Sold · Aug ’25$249,990
178 SHELL FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $179/sqft · 100 DOM
Sold · Aug ’25$230,000
227 MYSTIC FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $165/sqft · 331 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 132 SHELL FALLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 132 SHELL FALLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
132 SHELL FALLS DRIVE FAQs
What would the monthly payment be for 132 SHELL FALLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,566/mo — principal and interest, the actual property-tax bill, the $371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 132 SHELL FALLS DRIVE?+
The association fee works out to $371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 132 SHELL FALLS DRIVE?+
The most recent tax bill on record (2025) was $4,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 132 SHELL FALLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $259,000, this home is listed about 47% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 132 SHELL FALLS DRIVE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$259,000 is 42% below the APOLLO BEACH 33572 median of $450,000, and at $186/sqft it sits under the Apollo Beach average of $266.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Apollo Beach market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Trudy McClellan. MLS #TB8527293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 132 SHELL FALLS DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →