12133 ARRON TERRACE, TRINITY, FL, 34655
Active12 days on marketListed Jul 9, 2026MLS #TB8527061
About this home
12133 ARRON TERRACE
Welcome to a charming 2-bedroom, 2-bath villa nestled in the heart of Heritage Springs, one of Trinity's most sought-after 55+ gated golf communities. With 1,594 square feet of thoughtfully designed living space, this home features a spacious living area, separate dining area, kitchen nook, and a dedicated den to use however you desire. Enjoy peaceful pond views from your quaint enclosed lanai, creating a serene backdrop for your morning coffee or evening wind-down. This home has been carefully maintained and thoughtfully updated, featuring a new roof (2023), brand new carpet in the den and both bedrooms, and an epoxy shark-coated garage floor that adds both durability and a polished, finished look. Heritage Springs residents enjoy an unmatched resort-style lifestyle, complete with an 18-hole championship golf course, clubhouse with on-site dining, heated pool and spa, fitness center, tennis and bocce courts, arts and crafts studios, and a calendar of social events. Your HOA covers lawn care, cable, and internet - so you can spend less time on upkeep and more time living. Conveniently located just 30 minutes from Gulf beaches and Tampa International Airport, this is Florida retirement living at its finest.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,594
Sqft
0.11 ac
Lot size
2
Garage
2005
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,286 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,286/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs Trinity actives
$234 vs $225
Days on market
12 vs 42 typical
Where $234/sqft sits among the 47 Trinity actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Springs
Get to know Trinity. See the full Trinity guide →
Heritage Springs — neighborhood snapshot
Population
3,004
Median age
47
Median income
$107,215
Median home value
$423,631
Avg household
3
Households w/ children
405
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Trinity market
$479K → $484K
Trinity median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
22 of 47
Trinity actives have cut their price
Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the TRINITY 34655 median. See the full Trinity market guide →
Paper trail
This home's history
Reality check
What actually sold near 12133 ARRON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$347,500
12148 ARRON TERRACE · same community
2 bd · 2 ba · 1,594 sqft · $218/sqft · 122 DOM
Sold · Apr ’26$350,000
1055 BLYTH HILL COURT
2 bd · 2 ba · 1,609 sqft · $218/sqft · 192 DOM
Sold · Oct ’25$326,000
1044 BLYTH HILL COURT
2 bd · 2 ba · 1,637 sqft · $199/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12133 ARRON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12133 ARRON TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12133 ARRON TERRACE FAQs
What would the monthly payment be for 12133 ARRON TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,286/mo — principal and interest, the actual property-tax bill, the $346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12133 ARRON TERRACE?+
The association fee works out to $346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12133 ARRON TERRACE?+
The most recent tax bill on record (2025) was $5,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12133 ARRON TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Trinity?+
At $373,000, this home is listed about 19% below the Trinity median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12133 ARRON TERRACE?+
Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$373,000 runs 11% above the TRINITY 34655 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Stephanie Lee. MLS #TB8527061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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