Eric Chery
$340,0003 bd2.5 ba1,807 sqft$188 /sqft$3,045 /mo all-in ↓

31603 BLUE PASSING LOOP, WESLEY CHAPEL, FL, 33545

Active12 days on marketListed Jul 9, 2026MLS #TB8526915

Priced 17% below the WESLEY CHAPEL 33545 medianTownhouseEPPERSON NORTH TWNHMS PH 4

About this home

31603 BLUE PASSING LOOP

Your chance to live in the Crystal Lagoon Community is Here! Beautiful 3 bedroom, 2.5 bathroom, 2 car garage + loft. First floor features an open concept where the family can all gather for dinners and entertainment. Second floor you will find 3 bedrooms 2 full bathrooms and a loft. Master bedroom feature dual sinks, glass enclosed shower and a walk in closet. This unit is located on a corner lot for more privacy. Features a view of the Conservation, and you can watch the SUNSET from the Screened in patio and Family Room. The Crystal Lagoon is known for the tidal pools, cabanas, swim up bar restaurants, family beach , event pavilion and so much more. Come and enjoy living in one of the most sought out communities in the Wesley Chapel area. house upgrades Includes : 1. Colligan Water Softener 2. RO 3. Epoxy flooring in garage and patio 4. Overhead storage in garage 5. Accent walls School Zone: Kirkland high school , Kirkland k-8 , In prep elementary and middle school.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,807

Sqft

0.07 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$188

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationBlock
ViewTrees/Woods
FacesNortheast
ExteriorSidewalk

Community & fees

HOA fee$180/mo
Taxes (2024)$6,640/yr
PetsCats OK, Dogs OK, Yes
CommunityGolf Carts OK · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Fiber Optics · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,045 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2024 actual bill$553
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$3,045/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$553
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$297KedgeAI estimate $315,631 · range $309K$318K$354K

vs edgeAI estimate

+7.7%

$/sqft vs EPPERSON NORTH TWNHMS PH 4

$188 vs $165

Days on market

12 vs 32 typical

Where $188/sqft sits among the 7 homes for sale in EPPERSON NORTH TWNHMS PH 4

3
0
3
1
0
0 · this home
$151–157$157–163$163–170$170–176$176–182$182+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 31603 BLUE PASSING LOOP

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

4 of 7

EPPERSON NORTH TWNHMS PH 4 have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $340,000 · 12 days on market since
2022Built · EPPERSON NORTH TWNHMS PH 4

Reality check

What actually sold near 31603 BLUE PASSING LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

31615 BLUE PASSING LOOPSold · May ’26

$320,000

31615 BLUE PASSING LOOP · same community

3 bd · 2.5 ba · 1,807 sqft · $177/sqft · 67 DOM

31885 BLUE PASSING LOOPSold · Apr ’26

$297,000

31885 BLUE PASSING LOOP · same community

3 bd · 2.5 ba · 1,807 sqft · $164/sqft · 88 DOM

8069 ROLLING SHELL TRAILSold · May ’26

$259,500

8069 ROLLING SHELL TRAIL · same community

3 bd · 2.5 ba · 1,760 sqft · $147/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 31603 BLUE PASSING LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31603 BLUE PASSING LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

31603 BLUE PASSING LOOP FAQs

What would the monthly payment be for 31603 BLUE PASSING LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,045/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 31603 BLUE PASSING LOOP?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 31603 BLUE PASSING LOOP?+

The most recent tax bill on record (2024) was $6,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 31603 BLUE PASSING LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $340,000, this home is listed about 22% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 31603 BLUE PASSING LOOP?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BUYSELL REALTY PROS INC · veera Mettu. MLS #TB8526915.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Wesley Chapel homes, in your inbox

Like 31603 BLUE PASSING LOOP but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 21, 2026 at 12:19 PM UTC. The listing information on this page last changed on July 21, 2026 at 12:19 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 21, 2026 at 12:19 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 21, 2026 at 12:19 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.