Eric Chery
$549,500$569,5003 bd2 ba1,452 sqft$378 /sqft$3,869 /mo all-in ↓

14584 APACHE AVENUE, LARGO, FL, 33774

Active11 days on marketListed Jul 10, 2026MLS #TB8526732

Reduced $20KSingle Family ResidenceINDIAN HEIGHTS ESTATES

About this home

14584 APACHE AVENUE

Price Reduced! Seller Says "SELL IT!!"...... Welcome home to this beautifully renovated 3-bedroom, 2-bath residence featuring a spacious office that can easily serve as a fourth bedroom for guest. With an expansive open-concept layout, two separate living areas, and abundant natural light, this home lives much larger than its square footage. Located just one mile from the beautiful Gulf beaches, you'll enjoy the convenience of walking, biking, or jogging to the waterfront for breathtaking sunsets, beach days, and the Florida lifestyle you've been dreaming of. Even better, short-term rentals are allowed, making this an exceptional opportunity as a primary residence, vacation home, or income-producing investment. From the moment you arrive, you'll appreciate the fresh landscaping and the newly finished tabby shell front porch, creating the perfect place to relax with your morning coffee or unwind in the evening. The home is topped with a brand-new GAF roof backed by a 30-year warranty for added peace of mind. Step inside to discover a completely reimagined interior with high-end finishes throughout. New luxury flooring flows seamlessly into the stunning kitchen, featuring custom cabinetry, quartz countertops, stainless steel appliances, and a spacious layout designed for both everyday living and entertaining. On one side of the home, you'll find two generously sized guest bedrooms and a beautifully remodeled bathroom. The main living area opens effortlessly to a second family room with oversized sliding glass doors leading to a 348-square-foot screened lanai showcasing custom tile work, creating an incredible indoor-outdoor living experience. Adjacent to the family room is the versatile office or bonus room, while the opposite side of the home is dedicated to the private primary suite. Large windows fill the space with natural light, and the spa-inspired en suite bathroom provides the perfect retreat at the end of the day. A convenient mudroom connects the oversized two-car garage to the living area, creating the perfect drop zone for shoes, backpacks, beach gear, and everyday essentials. The garage also offers additional storage space, making organization easy. The fenced backyard offers privacy today, with newly planted trees that will continue to mature and enhance the setting for years to come. Additional highlights include a brand-new 2026 air conditioning system and thoughtful upgrades throughout. This move-in-ready home combines quality craftsmanship, modern style, an unbeatable location, and exceptional functionality. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,452

Sqft

0.16 ac

Lot size

2

Garage

1962

Year built

One

Levels

$378

Per sqft

Negotiable

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorPrivate Entrance · Private Mailbox

Community & fees

Taxes (2025)$2,772/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,235
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$231
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,233Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,233
Interest rate6.00%
Loan term

Estimated payment

$3,869/mo

Principal & interest$3,235
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$231
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$253KedgeAI estimate $449,073 · range $263K$798K$830K

vs edgeAI estimate

+22.4%

$/sqft vs Largo actives

$378 vs $236

Days on market

11 vs 42 typical

Where $378/sqft sits among the 400 Largo actives

98
88
70
53
59 · this home
32
$105–163$163–220$220–277$277–335$335–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14584 APACHE AVENUE

Get to know Largo. See the full Largo guide →

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

205 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the Largo median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,500 $20K
Jul 10, 2026Listed at $569,500 · 11 days on market since
1962Built · INDIAN HEIGHTS ESTATES

Reality check

What actually sold near 14584 APACHE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14557 APACHE AVENUESold · Jul ’26

$400,000

14557 APACHE AVENUE · same community

3 bd · 2 ba · 1,641 sqft · $244/sqft · 128 DOM

14532 SIOUX AVENUESold · Nov ’25

$345,000

14532 SIOUX AVENUE · same community

2 bd · 2 ba · 930 sqft · $371/sqft · 40 DOM

14460 MARINA WAY UNIT 9Sold · May ’26

$295,000

14460 MARINA WAY UNIT 9

2 bd · 2 ba · 1,450 sqft · $203/sqft · 193 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14584 APACHE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14584 APACHE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

14584 APACHE AVENUE FAQs

What would the monthly payment be for 14584 APACHE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14584 APACHE AVENUE?+

The most recent tax bill on record (2025) was $2,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $549,500, this home is listed about 104% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Listing courtesy of ADROIT INVESTMENT REALTY · John Harrison, III. MLS #TB8526732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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