Eric Chery
Short-Term Rental Eligible
$275,0002 bd2.5 ba1,080 sqft$255 /sqft$2,280 /mo all-in ↓

2217 TUSCANY TRACE UNIT 7, PALM HARBOR, FL, 34683

Active18 days on marketListed Jul 7, 2026MLS #TB8526469

Priced 31% below the PALM HARBOR 34683 medianEst. $40K/yr short-term rental revenueTownhouseTUSCANY AT INNISBROOK CONDO

About this home

2217 TUSCANY TRACE UNIT 7

Live like you're on vacation every day in the highly desirable gated community of Tuscany at Innisbrook! This resort-style community offers an exceptional lifestyle with amenities that make every day feel like a getaway. This beautifully maintained 2 bedroom, 2 and a half bathroom end-unit townhome with an oversized 1-car garage is situated in one of Palm Harbor's most sought-after communities. Stepping inside, soaring ceilings, crown molding, and an open-concept floor plan create a bright and welcoming atmosphere. The kitchen overlooks the living and dining areas and features an island, pantry, and abundant cabinetry, making it ideal for both everyday living and entertaining. Luxury vinyl plank flooring flows throughout the living room, while a convenient half bathroom downstairs is perfect for guests. Upstairs, both bedrooms offer privacy and generous living space. The owner's suite features two spacious walk-in closets and an ensuite bathroom complete with a soaking tub/shower combination and a beautifully updated vanity. The guest bedroom feels like a second primary suite with its own large walk-in closet and private bathroom featuring a granite-topped vanity and soaking tub/shower combination. Sliding glass doors lead you out to the screened lanai where you can unwind while overlooking the peaceful pond and fountain views. The oversized one-car garage offers additional storage space and is equipped with an EV charger. Just steps from your front door, you'll find the community's incredible resort-style amenities including a heated swimming pool with a waterfall, relaxing hot tub, fully equipped fitness center, recreation room with air hockey, pool table, and ping pong, clubhouse with an updated kitchen for private gatherings, library, movie theater, tennis courts, basketball courts, playground, bike racks, and even a convenient car wash station. Located just minutes from Innisbrook Golf Resort, residents enjoy easy access to championship golf, social memberships, the Pinellas Trail, Wall Springs Park, Lake Tarpon, the Tarpon Springs Sponge Docks, Fred Howard Park, Honeymoon Island, Crystal Beach, countless restaurants, shopping, medical facilities, and both Tampa International and St. Pete-Clearwater airports. Whether you're looking for a full-time residence, seasonal retreat, or low-maintenance lifestyle, this home is sure to impress with resort-style living in the heart of Palm Harbor. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,080

Sqft

19 ac

Lot size

1

Garage

2002

Year built

Two

Levels

$255

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStone · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesEast
ParkingElectric Vehicle Charging Station(s) · Garage Door Opener · Ground Level
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,548/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,280 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$379
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,280/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$379
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$226KedgeAI estimate $247,194 · range $236K$276K$287K

vs edgeAI estimate

+11.2%

$/sqft vs Palm Harbor actives

$255 vs $259

Days on market

18 vs 42 typical

Where $255/sqft sits among the 400 Palm Harbor actives

78
86
97 · this home
74
33
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$40,379/yr gross

Avg nightly rate$228
Occupancy (comp set)50%
CommunityTuscany
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,013/mo median

MarketPalm Harbor
Annual gross at median$24,150
Gross yield on this price8.8%
Homes for rent right now104

Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.

The Palm Harbor short-term market

▼ Softening

48%

Occupancy

▼ 25% yr/yr

$307

Avg nightly rate

▲ 10% yr/yr

$36K/yr

Revenue per listing

$155

RevPAR

59 days

Booking lead time

6.2 nights

Avg stay

5

Typical min nights

303

Active rentals

▼ 3% supply

Seasonality — monthly occupancy

Peaks at 69% in Mar · bottoms at 36% in Sep

45%
60%
69%
53%
44%
41%
55%
46%
36%
40%
40%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Palm Harbor — the projection above is specific to this home’s size.

Where it sits

Inside Tuscany

Map of 2217 TUSCANY TRACE UNIT 7 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Tuscany is a short-term-rental community. See the full guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $275,000 · 18 days on market since
2002Built · TUSCANY AT INNISBROOK CONDO

Reality check

What actually sold near 2217 TUSCANY TRACE UNIT 7

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2272 CHIANTI PLACE UNIT 4-0048Sold · Apr ’26

$270,000

2272 CHIANTI PLACE UNIT 4-0048 · same community

2 bd · 2.5 ba · 1,160 sqft · $233/sqft · 218 DOM

2209 PORTOFINO PLACE UNIT 5-2517Sold · Mar ’26

$206,250

2209 PORTOFINO PLACE UNIT 5-2517 · same community

2 bd · 2 ba · 990 sqft · $208/sqft · 36 DOM

2261 TUSCANY TRACE UNIT 102Sold · Apr ’26

$260,900

2261 TUSCANY TRACE UNIT 102 · same community

2 bd · 2 ba · 1,195 sqft · $218/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2217 TUSCANY TRACE UNIT 7 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2217 TUSCANY TRACE UNIT 7 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2217 TUSCANY TRACE UNIT 7 FAQs

What would the monthly payment be for 2217 TUSCANY TRACE UNIT 7?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2217 TUSCANY TRACE UNIT 7?+

The most recent tax bill on record (2025) was $4,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2217 TUSCANY TRACE UNIT 7 be rented short-term?+

Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2217 TUSCANY TRACE UNIT 7?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $275,000, this home is listed about 27% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2217 TUSCANY TRACE UNIT 7?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM HARBOR 34683 market on paper

$275,000 is 31% below the PALM HARBOR 34683 median of $400,000, and at $255/sqft it sits under the Palm Harbor average of $269.

02Zoned for nightly rentals

Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Water views

The water view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Brittany Cheek. MLS #TB8526469.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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